Apple Vacations
AV O.K. Total Vacation Security Plan
IMPORTANT
The following types of bookings are not eligible for coverage under this
Plan:
1) ski, cruise or Las Vegas bookings;
2) groups of 15 or more people;
3) or non-refundable scheduled airline tickets.
| Part A | The Pre-Departure Cancellation & Change Fee Waiver & Best Price Guarantee Benefits of this Part A are provided by Apple Vacations. |
Summary of Coverages - Part A
PRE-DEPARTURE CANCELLATION & CHANGE FEE WAIVER
& BEST PRICE GUARANTEE
| SCHEDULE OF COVERAGES | MAXIMUM
BENEFIT AMOUNT |
Pre-Departure Cancellation &
Change Fee Waiver
|
Up To Trip Cost |
| Best Price Guarantee | Amount of Savings |
PRE-DEPARTURE CANCELLATION & CHANGE
The Apple Pre-Departure Cancellation & Change Fee Waiver allows you
to cancel or change your Apple Vacation arrangements up to the time of
your scheduled departure for any reason, except no
shows or denied boardings on the day of departure. When a cancellation is made during a penalty
period, the cancellation penalty will be refunded in Apple Vacation Travel
Certificates, redeemable through the original booking agency, with the
balance of the refund made in the original form of payment. For
charter and land only bookings, the cancellation penalty will be refunded in
cash or credit card credit only in the event of the traveler's death
prior to departure.
Enhanced coverage for Scheduled Air Packages: Scheduled
air refunds will be in the original form of payment. Any applicable scheduled
airline imposed penalties/fees and the "AV-OK" Security Plan
cost will be deducted from your cash refund. You must contact your travel
agent who will notify Apple Vacations before your scheduled departure
time. For last minute cancellation only, call us at 1-866-860-AVOK
(1-866-860-2865). Please note, if the number of
individuals occupying a room decreases, the remaining travelers will
be responsible for additional costs incurred as a result of a change
in the per person occupancy rate.
Apple Vacations Travel Certificates may be used like cash when purchasing
an Apple Vacation, are valid for one year, are non-refundable and non-transferable
(issued only in the name of the passenger who canceled) and may not be
redeemed for cash. The Apple Vacations Pre-Departure Cancellation & Change
Fee Waiver is not applicable for: ski, cruise or Las Vegas bookings;
groups of 15 or more people; or non-refundable scheduled airline tickets
and fees and non-refundable or non-transferable hotel promotions.
APPLE'S BEST PRICE GUARANTEE
From time to time, Apple Vacations advertises a discount on the exact
same vacation that you have booked (same date, flight, duration of stay,
hotel, and room category), and you can claim the savings prior to departure.
This benefit does not apply to: Air Only or Super Airfares; Square Deals;
Cruises; Groups and certain classes of scheduled airline tickets.
CLAIM PROCEDURES - PART A - To make a change
to your existing booking, to "claim the savings" under the
Best Price Guarantee or to cancel your vacation prior to departure, contact
your travel agent who will notify Apple Vacations.
For last minute cancellations and after hours the evening prior
to departure, call us toll free at 1-866-860-AVOK (1-866-860-2865).
| Part B | The Travel Insurance Benefits of this Part B are provided by the insurance company listed below. |
Summary of Coverages - Part B
Schedule: Apple Vacations
| Benefit | Maximum
Benefit Amount |
Accidental Death and Dismemberment
|
$10,000 |
| Medical Expense/Emergency Assistance | $10,000 |
| Accident and Sickness Medical Expense | Included |
Emergency Evacuation and
Repatriation
|
Included |
Post-Departure Trip Interruption
|
Up To Trip Cost |
Travel Delay (Up to $100 Per Day)
|
$500 |
| Baggage and Personal Effects | $1,000 |
| Baggage Delay |
$100 |
Accidental Death and Dismemberment
We will pay this benefit up to the amount on the Schedule if you are injured in an Accident which occurs while you are on a Trip and covered under the plan, and you suffer one of the losses listed below within 365 days of the Accident. The Principal Sum is the benefit amount shown on the Schedule.
|
|||
Life
|
100% |
||
Both Hands; Both Feet or Sight
of Both Eyes
|
100% |
||
| One Hand and One Foot | 100% |
||
| One Hand and Sight of One Eye | 100% |
||
One Foot and Sight of One Eye
|
100% |
||
One Hand; One Foot or Sight of
One Eye
|
50% |
||
If you suffer more than one loss from one Accident, we will pay only
for the loss with the larger benefit. Loss of a hand or foot means complete
severance at or above the wrist or ankle joint. Loss of sight of an eye
means complete and irrecoverable loss of sight.
| Please see the Definitions for an explanation of Pre-Existing Conditions which are excluded under the Medical Expense/Emergency Assistance, Post-Departure Trip Inturruption and Travel Delay Benefits. (Unless this exclusion is waived, see Pre-Existing Conditions Exclusion Waiver for details) |
Medical Expense/Emergency Assistance
We will pay this benefit, up to the amount on the Schedule for the following
Covered Expenses incurred by you, subject to the following: 1) Covered Expenses
will only be payable at the Usual and Customary level of payment; 2) benefits
will be payable only for Covered Expenses resulting from a Sickness that first
manifests itself or an Injury that occurs while on a Trip; 3) benefits payable
as a result of incurred Covered Expenses will only be paid after benefits have
been paid under any Other Valid and Collectible Group Insurance in effect for
you. We will pay that portion of Covered Expenses which exceed the amount of
benefits payable for such expenses under your Other Valid and Collectible Group
Insurance provision.
Covered Expenses:
(1) expenses for the following Physician-ordered medical services: services of legally qualified Physicians and graduate nurses, charges for Hospital confinement and services, local ambulance services, prescription drugs and medicines, and therapeutic services, incurred by you within one year from the date of your Sickness or Injury during a Trip;
(2) expenses for emergency dental treatment incurred by you during a Trip;
(3) expenses incurred by you for Physician-ordered emergency medical evacuation, including medically appropriate transportation and necessary medical care en route, to the nearest suitable Hospital, when you are critically ill or injured and no suitable local care is available, subject to the Program Medical Advisors’ prior approval;
(4) expenses incurred for non-emergency medical evacuation, including medically appropriate transportation and medical care en route, to a Hospital or to your place of residence in the United States of America or Canada, when deemed medically necessary by the attending Physician, subject to the Program Medical Advisors’ prior approval;
(5) expenses for transportation not to exceed the cost of one round-trip economy class air fare to the place of hospitalization for one person chosen by you, provided that you are traveling alone and are hospitalized for more than 7 days;
(6) expenses for transportation not to exceed the cost of one-way economy class air fare to your place of residence in the United States of America or Canada, including escort expenses, if you are 18 years of age or younger and left unattended due to the death or hospitalization of an accompanying adult(s), subject to the Program Medical Advisors’ prior approval;
(7) expenses for one-way economy class air fare (or first class, if your original tickets were first class) to your place of residence in the United States of America or Canada, from a medical facility to which you were previously evacuated, less any refunds paid or payable from your unused transportation tickets, if these expenses are not covered elsewhere in the plan;
(8) repatriation expenses for preparation and air transportation of your remains to your place of residence in the United States of America or Canada, or up to an equivalent amount for a local burial in the country where death occurred, if you die while outside the United States of America or Canada.
Post-Departure Trip Interruption
We will pay a Post-Departure Trip Interruption Benefit, up to the amount in the
Schedule, if: 1) your arrival on your Trip is delayed beyond the Scheduled Departure
Date or 2) you are unable to continue on your Trip after you have departed on
your Trip due to your, an Immediate Family Member’s, Traveling Companion’s,
or Business Partner’s Sickness, Injury, or death.
For item 1) above, the Sickness or Injury must: a) commence while your
coverage is in effect under the plan; b) for item 2) above, commence
while you are on your Trip and your coverage is in effect under the plan;
and c) for both items 1) and 2) above, require the examination and treatment
by a Physician at the time the Trip is interrupted or delayed; and d)
in the written opinion of the treating Physician, be so disabling as
to delay your arrival on your Trip or to prevent you from continuing
your Trip.
Post-Departure Trip Interruption Benefits: We
will reimburse you, less any refund paid or payable, for unused land
or water travel arrangements, plus one of the following:
(1) the additional transportation expenses by the most direct route from
the point you interrupted your Trip: a) to the next scheduled destination
where you can catch up to your Trip; or b) to the final destination of
your Trip; or
(2) the additional transportation expenses incurred by you by the most
direct route to reach your original Trip destination if you are delayed
and leave after the Scheduled Departure Date.
However, the benefit payable under (1) and (2) above will not exceed
the cost of a one-way economy air fare (or first class, if the original
tickets were first class) by the most direct route less any refunds paid
or payable for your unused original tickets.
(3) your additional cost as a result of a change in the per person occupancy
rate for prepaid travel arrangements if a Traveling Companion’s Trip is
interrupted and your Trip is continued.
Travel Delay
If your Trip is delayed for 12 hours or more,
we will reimburse you, up to the amount shown in the Schedule for reasonable
additional expenses incurred by you for hotel accommodations, meals,
telephone calls and local transportation while you are delayed. We will
not pay benefits for expenses incurred after travel becomes possible.
Travel Delay must be caused by or result
from: 1)
Common Carrier delay; or 2) loss or theft of your passport(s), travel
documents or money; or 3) quarantine; or 4) hijacking; or 5) natural
disaster or closure of public roadways by government authorities due
to adverse weather; or 6) Injury or Sickness of you, an Immediate Family
Member traveling with you, or a Traveling Companion; or 7) death of you,
an Immediate Family Member traveling with you, or a Traveling Companion.
Baggage
and Personal Effects
We will reimburse you, less any amount paid or payable from any other
valid and collectible insurance or indemnity, up to the amount shown
in the Schedule, for direct loss, theft, damage or destruction of your
Baggage, passports or visas during your Trip.
We will also pay for loss due to unauthorized use of your credit cards, if you have complied with all of the credit card conditions imposed by the credit card companies.
Items Subject to Special Limitations:
We will not pay more than $500 (or the Baggage and Personal Effects limit, if less) on all losses to jewelry; watches; precious or semi-precious gems; decorative or personal articles consisting in whole or in part of silver, gold, or platinum; cameras, camera equipment; digital or electronic equipment and media; and articles consisting in whole or in part of fur. Items not included above are subject to a $250 per item limit.
Valuation and Payment of Loss:
Payment of loss under the Baggage and Personal Effects Benefit will be calculated based upon an Actual Cash Value basis. For items without receipts, payment of loss will be calculated based upon 75% of the Actual Cash Value at the time of loss. At our option, we may elect to repair or replace your Baggage. We will notify you within 30 days after we receive your proof of loss. We may take all or part of a damaged Baggage as a condition for payment of loss. In the event of a loss to a pair or set of items, we will: 1) repair or replace any part to restore the pair or set to its value before the loss; or 2) pay the difference between the value of the property before and after the loss.
Items Not Covered:
We will not pay for damage to or loss of: 1) animals; 2) property used in trade, business or for the production of income, household furniture, musical instruments, brittle or fragile articles, or sporting equipment if the loss results from the use thereof; 3) boats, motors, motorcycles, motor vehicles, aircraft, and other conveyances or equipment, or parts for such conveyances; 4) artificial limbs or other prosthetic devices, artificial teeth, dental bridges, dentures, dental braces, retainers or other orthodontic devices, hearing aids, any type of eyeglasses, sunglasses or contact lenses; 5) documents or tickets, except for administrative fees required to reissue tickets; 6) money, stamps, stocks and bonds, postal or money orders, securities, accounts, bills, deeds, food stamps or credit cards, except as noted above; 7) property shipped as freight or shipped prior to the Scheduled Departure Date; 8) contraband.
Losses Not Covered:
We will not pay for loss arising from: 1) defective materials or craftsmanship; or 2) normal wear and tear, gradual deterioration, inherent vice; or 3) rodents, animals, insects or vermin; or 4) theft or pilferage from an unattended vehicle; or 5) mysterious disappearance; or 6) electrical current, including electric arcing that damages or destroys electrical devices or appliances.
Baggage
Delay
We will reimburse you, less any amount paid or payable from any other
valid and collectible insurance or indemnity, up to the amount shown
in the Schedule for the cost of reasonable additional clothing and personal
articles purchased by you, if your Baggage is delayed for 24 hours or
more during your Trip.
We will also reimburse you up to $25 for expenses incurred during your
Trip to expedite the return of your delayed Baggage.
This coverage terminates upon your arrival at the return destination
of your Trip.
Who Is Eligible For Coverage?
A person who has arranged to take a Trip, pays the required plan payment, and
is a citizen or resident of the USA or Canada.
When Coverage Begins
Post-Departure Trip Interruption coverage will take effect on the Scheduled
Departure Date of your Trip if the required payment for the plan is received.
All other coverages will take effect on the later of 1) the date the
plan payment has been received by Apple Vacations; 2) the date and time
you start your Trip; or 3) 12:01 A.M. Standard Time on the Scheduled
Departure Date of your Trip.
When Coverage Ends
Your coverage automatically ends on the earlier of: 1) the date the Trip is
completed; 2) the Scheduled Return Date; 3) your arrival at the return destination
on a round-trip, or the destination on a one-way trip; 4) cancellation of the
Trip covered by the plan. Termination of the plan will not affect a claim for
loss that occurs after payment for the plan has been made. All coverages under
the plan will be extended if your entire Trip is covered by the plan and your
return is delayed by unavoidable circumstances beyond your control. If coverage
is extended for the above reasons, coverage will end on the earlier of the
date you reach your originally scheduled return destination or seven (7) days
after the Scheduled Return Date.
Part B - Definitions
In this plan, “you”, “your” and “yours”
refer to the Plan Participant. “We”, “us” and
“our” refer to the company or Insurer providing this coverage
In addition certain words and phrases are defined as follows:
“Actual Cash Value” means current
replacement cost for items of like kind and quality less depreciation.
“Baggage” means luggage, personal
possessions and travel documents taken by you on the Trip.
“Business Partner” means an
individual who is involved, as a partner, with you in a legal general
partnership and shares in the management of the business.
“Common Carrier” means any land,
water or air conveyance operated under a license for the transportation
of passengers for hire, not including taxicabs or rented, leased or privately
owned motor vehicles.
“Domestic Partner” means a person
who is at least eighteen years of age and you can show: 1) evidence of
financial interdependence, such as joint bank accounts or credit cards,
jointly owned property, and mutual life insurance or pension beneficiary
designations; 2) evidence of cohabitation for at least the previous 6
months; and 3) an affidavit of domestic partnership if recognized by the
jurisdiction within which they reside.
“Elective Treatment and Procedures”
means any medical treatment or surgical procedure that is not medically
necessary including any service, treatment, or supplies that are deemed
by the federal, or a state or local government authority, or by us to
be research or experimental or that is not recognized as a generally accepted
medical practice.
“Hospital” means an institution,
which meets all of the following requirements: 1) it must be operated
according to law; 2) it must give 24 hour medical care, diagnosis and
treatment to the sick or injured on an inpatient basis; 3) it must provide
diagnostic and surgical facilities supervised by Physicians; 4) registered
nurses must be on 24 hour call or duty; and 5) the care must be given
either on the hospital’s premises or in facilities available to
the hospital on a pre-arranged basis. A Hospital is not: a rest, convalescent,
extended care, rehabilitation or other nursing facility; a facility which
primarily treats mental illness, alcoholism, or drug addiction (or any
ward, wing or other section of the hospital used for such purposes); or
a facility which provides hospice care (or wing, ward or other section
of a hospital used for such purposes).
“Immediate Family Member” includes
your or the Traveling Companion’s spouse, child, spouse’s
child, son-daughter-in-law, parent(s), sibling(s), grandparent(s), grandchild,
step brother-sister, step-parent(s), parent(s)-in-law, brother-sister-in-law,
aunt, uncle, niece, nephew, guardian, Domestic Partner, foster-child,
or ward.
“Injury” means bodily harm caused
by an accident which: 1) occurs while your coverage is in effect under
the plan; and 2) requires examination and treatment by a Physician. The
Injury must be the direct cause of loss and must be independent of all
other causes and must not be caused by, or result from, Sickness.
“Insured” means an Eligible
Person who arranges a Trip and pays any required plan payment.
“Insurer” means Stonebridge
Casualty Insurance Company.
“Other Valid and Collectible Group Insurance”
means any group policy or contract which provides for payment of medical
expenses incurred because of Physician, nurse, dental or Hospital care
or treatment; or the performance of surgery or administration of anesthesia.
The policy or contract providing such benefits includes group or blanket
insurance policies; service plan contracts; employee benefit plans; or
any plan arranged through an employer, labor union, employee benefit association
or trustee; or any group plan created or administered by the federal or
a state or local government or its agencies. In the event any other group
plan provides for benefits in the form of services in lieu of monetary
payment, the usual and customary value of each service rendered will be
considered a Covered Expense.
“Physician” means a person licensed
as a medical doctor by the jurisdiction in which he/she is resident to
practice the healing arts. He/she must be practicing within the scope
of his/her license for the service or treatment given and may not be you,
a Traveling Companion, or an Immediate Family Member of yours.
“Policy” means the contract
issued to the Policyholder providing the benefits specified herein.
“Policyholder” means the legal
entity in whose name this Policy is issued, as shown on the Benefit Schedule.
“Pre-Existing Condition”
means an illness, disease, or other condition during the 60 day period
immediately prior to your effective date for which you or your Traveling
Companion or Immediate Family Member scheduled or booked to travel with
you: 1) received or received a recommendation for a diagnostic test, examination,
or medical treatment; or 2) took or received a prescription for drugs
or medicine. Item (2) of this definition does not apply to a condition
which is treated or controlled solely through the taking of prescription
drugs or medicine and remains treated or controlled without any adjustment
or change in the required prescription throughout the 60 day period before
coverage is effective under this plan.
“Program Medical Advisors” means
ON CALL INTERNATIONAL.
“Scheduled Departure Date” means
the date on which you are originally scheduled to leave on your Trip.
“Scheduled Return Date” means
the date on which you are originally scheduled to return to the point
where the Trip started or to a different final destination.
“Sickness” means an illness
or disease of the body which: 1) requires examination and treatment by
a Physician, and 2) commences while the plan is in effect. An illness
or disease of the body which first manifests itself and then worsens or
becomes acute prior to the effective date of this plan is not a Sickness
as defined herein and is not covered by the plan.
“Traveling Companion” means
a person whose name appears with yours on the same Trip arrangement and
who, during the Trip, will share accommodations with you in the same room,
cabin, condominium unit, apartment unit, or other lodging.
“Trip” means
a scheduled trip for which coverage has been elected and the plan payment
made and all travel arrangements are arranged by Apple Vacations prior
to the Scheduled Departure Date of the Trip.
“Usual and Customary Charge”
means those charges for necessary treatment and services that are reasonable
for the treatment of cases of comparable severity and nature. This will
be derived from the mean charge based on the experience in a related area
of the service delivered and the MDR (Medical Data Research) schedule
of fees valued at the 90th percentile.
The following exclusion applies to the Accidental
Death and Dismemberment coverage:
1. We will not pay for loss caused by or resulting from Sickness of any
kind.
The following exclusion applies to the Medical
Expense/Emergency Assistance, Trip Interruption and Travel Delay coverages:
2. We will not pay for loss or expense caused by or incurred resulting
from a Pre-Existing Condition, as defined in the plan, including death
that results therefrom. This Exclusion does not apply to benefits under
covered expenses item #3 (emergency medical evacuation) or item #8 (repatriation
of remains) of the Medical Expense/Emergency Assistance Benefits coverage.
The following exclusion applies to all coverages:
3. We will not pay for any loss under the plan, caused by, or resulting
from: a) suicide, attempted suicide, or intentionally
self-inflicted injury of you, a Traveling Companion, Immediate Family Member,
or Business Partner booked to travel with you, while sane or insane (while
sane in CO & MO); b) mental, nervous, or psychological disorders; c) being under the influence
of drugs or intoxicants, unless prescribed by a Physician; d) normal pregnancy
or resulting childbirth or elective abortion; e) participation as a professional
in athletics; f) participation in organized amateur and interscholastic
athletic or sports competition or events; g) riding or driving in any motor
competition; h) declared or undeclared war, or any act of war; i) civil
disorder; j) service in the armed forces of any country; k) nuclear reaction,
radiation or radioactive contamination; l) operating or learning to operate
any aircraft, as pilot or crew; m) mountain climbing, bungee cord jumping,
skydiving, parachuting, hang gliding, parasailing or travel on any air
supported device, other than on a regularly scheduled airline or air charter
company; n) any unlawful acts, committed by you or a Traveling Companion
(whether insured or not); o) any amount paid or payable
under any Worker’s
Compensation, Disability Benefit or similar law; p) a loss or damage caused
by detention, confiscation or destruction by customs; q) Elective Treatment
and Procedures; r) medical treatment during or arising from a Trip undertaken
for the purpose or intent of securing medical treatment; s) business, contractual
or educational obligations of you, an Immediate Family Member, Business
Partner, or Traveling Companion; t) Financial Insolvency, default or failure
to supply services by a travel supplier; u) failure of any tour operator,
Common Carrier, or other travel supplier, person or agency to provide the
bargained-for travel arrangements; v) a loss that results from an illness,
disease, or other condition, event or circumstance which occurs at a time
when the plan is not in effect for you.
| Important Note: Exclusion 3, Item v above, applies to you, an Immediate Family Member, Traveling Companion, or Business Partner. |
Please
read this Insurance Certificate/brochure carefully, as
it is your evidence of coverage under the plan (once you have
made your plan payment). If you have any questions about
the coverages offered or to report a claim, please contact Trip
Mate at 1-800-888-7292.
Claims may also be reported online and claim forms downloaded at
www.tripmate.com Plan Number 430 |
Where to Present a Part B Claim
All claims should be presented to the Program Administrator:
Trip Mate (in CA, dba Trip Mate Insurance
Agency)
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
1-800-888-7292
Plan Number: 430
Your Duties in the Event of a Loss
In the event of a Medical or Dental Expense: You
must provide us with all bills and reports for medical and/or dental expenses
claimed; you must provide any requested information, including but not
limited to, an explanation of benefits from any other applicable insurance;
and you must sign a patient authorization to release any information required
by us, to investigate your claim.
In case of loss, theft or damage to Baggage and
Personal Effects you should: immediately report the situation
to the hotel manager, tour guide or representative, transportation official,
local police or other local authorities and obtain their written report
of your loss; take reasonable steps to protect your Baggage from further
damage; and make necessary, reasonable and temporary repairs. We will
reimburse you for these expenses. We will not pay for further damage
if you fail to protect your Baggage.
The Part B Travel Insurance is underwritten by:
Stonebridge Casualty Insurance Company, Columbus, Ohio; (all states
except as otherwise noted) under Policy/Certificate Form series TAHC5000.
In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series
TAHC5100 and TAHC5200. In IL, IN, KS, LA, OH, OR, VT, WA and WY Policy
Form #’s TAHC5100IPS and TAHC5200IPS.
Notice: If you are a resident of one of the following states (IL, IN,
KS, LA, OH, OR, VT, WA, WY) your coverage is provided on an individual
policy form. Your policy number is your complete Name plus 430. Additional
forms complete your policy and are available at www.tripmate.com. You
can also request these forms by calling Trip Mate at 1-800-888-7292.
Note: This policy contains disability insurance benefits or health
insurance benefits, or both, that apply only during a covered Trip.
You may have coverage from other sources that already provides you
with these benefits. You should review your existing policies. If you
have any questions about your current coverage, call your insurer or
health plan.
Trip Mate/On Call
24-hour Telephone Service–Multi-lingual professionals
are available 24 hours a day to provide help and advice with a medical
or legal emergency.
International Medical Assistance–If you are in need of medical attention,
ON CALL will help you locate local physicians, dentists, or medical facilities.
ON CALL will also monitor your condition and contact your personal physician
and family, if requested.
Nurse Helpline–Registered nurses are available 24 hours a day before
and during your trip to provide general health information, clinical assessment,
and health counseling to give you assistance in making appropriate healthcare
decisions.
Medical Evacuation–If you need to be
transported to a different hospital or treatment facility, or back home,
ON CALL will arrange and pay for transportation and a special medical escort
if required. Payment is available only for covered claims and up to the
amount of coverage provided in the plan.
Telephone Interpretation Service–In a medical emergency, ON CALL
provides interpretation services in major languages and will transmit urgent
messages to family, friends, and business, if requested.
Failure to call ON CALL may invalidate your Medical Expense and/or Trip
Interruption or Delay claim.
HOW
TO CONTACT ON CALL INTERNATIONAL
|
|
The ON CALL Assistance Network extends worldwide.
If you are outside the United States or Canada, call the local
telephone operator for help in placing your collect
call. Within
the United States and Canada, use the toll free number. Phone answered
24 hours daily. |
|
Within U.S.A. & Canada Outside
U.S.A. & Canada 1-800-555-9095 1-603-894-4710* |
| *From outside the United States & Canada,
you will first have to enter the International Access Code of the
country you are calling from.
|
| PLAN
NUMBER: 430
|
PLEASE NOTE: Neither the Insurer(s) nor ON CALL INTERNATIONAL shall be responsible for the availability, quality or results of any medical treatment or your failure to obtain medical treatment.
Notice to Florida Residents: Your homeowners policy, if any, may provide coverage for loss of personal effects. You are not required to purchase baggage insurance in connection with purchase of tickets or with the lease or rental of a motor vehicle.
The Traveler PDQ Service is
provided by:
Worldwide PDQ, a division of Cargril Corporation
24-Hour Worldwide Assistance Service is provided
by:
ON CALL International, LLC
With our exclusive Free Traveler PDQ Service, you can assure that your important medical records are available to you or any Physician chosen by you, anytime, anywhere in the world, quickly, wherever there is internet access available. Register at your convenience at www.travelerpdq.com or call, toll free 1-800-379-9887. Program Code 430
430-01/05 |
590-03 |