Why Purchase Travel Insurance

Worry-Free Vacations^® Passenger Travel Protection Plan

The easy, affordable way to protect your Program investment! Missing a Program is bad enough. Losing the money you paid for your Program is even worse. The Worry-Free Vacations Passenger Travel Protection Plan is your ticket to worry-free travel. Now you can protect your Program investment at a very affordable group rate -- take the peace of mind with you when you travel.

When you purchase this Travel Protection Plan, you also receive our Pre-Departure Cancellation Waiver Benefit that allows you to cancel your Worry-Free Vacations travel arrangements 48 hours or more before your scheduled departure for ANY REASON NOT COVERED by the travel insurance plan provisions. When a cancellation that is not covered by the travel insurance provisions occurs during a penalty period, your cancellation penalty will be refunded in Travel Certificates, with the balance of the refund made either in cash or credit card credit. Please Note: This Pre-Departure Cancellation Waiver applies only if the Travel Protection Plan is purchased within seven (7) days of your initial deposit for your trip and does not cover certain non-refundable items such as event tickets or passes. This Pre-Departure Cancellation Waiver does not apply to bookings made through our Group Department.

Waiver of the Pre-Existing Condition Exclusion

Pre-existing medical conditions are covered if your premium is received within 7 days of the initial deposit / payment for your trip and you are not already disabled at the time your premium is received. Below is a brief listing of the plan benefits.

Why you should purchase Travel Insurance

If Your Trip is Canceled or Interrupted, Your Program Investment is Protected

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your vacation and your money, as well. The Worry-Free Vacations Travel Protection Plan protects your travel investment if your trip is canceled or interrupted for a covered reason such as injury, illness or death of you, an immediate family member, or a traveling companion or business partner and also includes a Pre-Departure Cancellation Waiver Benefit which protects you for reasons not covered by the insurance provisions.

If you must interrupt your trip or return home early for a covered reason, the plan will pay (up to the original cost of your trip) for your unused land or cruise arrangements, less any refund paid or payable, plus the additional air expense to return home or rejoin your trip.  

The plan will also pay the additional cost for a change in the per person occupancy rate if a traveling companion’s trip is canceled and your trip continues.

Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Worry-Free Vacations Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred within one year of a sickness or injury that began during your trip) to special transportation (such as an air ambulance) required for medical reasons.

Travel Delayed? You’re OK!

You’ll be reimbursed up to $100 per day for meals and accommodations (to a maximum of $500 total) if your trip is delayed for more than 12 hours for a covered reason.

Baggage Lost or Damaged? You're Protected!

It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Worry-Free Vacations plan, you’ll be reimbursed up to $2,500 to replace or repair your lost or damaged luggage and personal articles.

Baggage Delayed? Need Clothes and Toiletries? Count on us!

The plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your trip.

The Travel Protection Plan is Administered by:

Trip Mate (In CA, dba Trip Mate Insurance Agency)
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114

1-800-888-7292

Travel Insurance is Underwritten by:

Stonebridge Casualty Insurance Company, Columbus, Ohio; NAIC #10952 (all states except as otherwise noted) under Policy/Certificate Form series TAHC5000. In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OH, OR, VT, WA and WY Policy Form #’s TAHC5100IPS and TAHC5200IPS.

To review the Travel Insurance Certificate for complete details about the plan, click here.