Affordable rates

The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The ETM Travel Group Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel. 

Waiver of the Pre-Existing Condition Exclusion

This plan is available regardless of your age. Pre-existing medical conditions are covered if your premium is received within 7 days of your initial deposit/payment for your trip (provided you are not already disabled from travel when you pay your premium). Below is a brief listing of the plan benefits.

Why you should purchase Travel Insurance

If Your Trip is Canceled or Interrupted, Your Travel Investment is Protected

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your vacation and your money, as well. The ETM Travel Group plan protects your travel investment if your trip is canceled or interrupted for a covered reason such as injury, illness or death of you, an immediate family member, or a traveling companion or business partner.

If you must interrupt your trip or return home early for a covered reason, the plan will pay (up to the original cost of your trip) for your unused land or cruise arrangements, less any refund paid or payable, plus the additional air expense to return home or rejoin your trip.  

The plan will also pay the additional cost for a change in the per person occupancy rate if a traveling companion's trip is canceled and your trip continues.

Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The ETM Travel Group Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred within one year of a sickness or injury that began during your trip) to special transportation (such as an air ambulance) required for medical reasons.

Travel Delayed? You're OK!

You'll be reimbursed up to $100 per day for meals and accommodations (to a maximum of $500 total) if your trip is delayed for more than 12 hours for a covered reason.

Baggage Lost or Damaged? You're Protected!

It's a traveler's nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you're protected by the ETM Travel Group plan, you'll be reimbursed up to $1,000 to replace or repair your lost or damaged luggage and personal articles.

Baggage Delayed? Need Clothes and Toiletries? Count on us!

The plan reimburses you up to $100 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your trip.

Accidental Death Benefit

Your beneficiaries will receive payment according to the Plan's Schedule of Coverages for accidental death which occurs within 365 days of an injury sustained while you are on your trip.

The Travel Protection Plan is Administered by:

Trip Mate Insurance Agency, Inc.
9225 Ward Parkway
Kansas City, Missouri 64114

1-800-888-7292

Travel Insurance is Underwritten by:

Monumental General Casualty Company, Baltimore, MD; NAIC #31232 (all states except as otherwise noted) under Policy Form series TAHC2000/TAHC5000. In LA and TX, Policy Form #’s TAHC2000.GPC and TAHC2100.GPC. In KS, OR and WA, Policy Form # TAHC2000IPC and TAHC2100IPC.

Stonebridge Casualty Insurance Company, Columbus, OH; NAIC #10952 (AL, AZ, CO, DE, DC, GA, ID, IA, ME, MI, MO, MN, NH, NJ, NM, NC, ND, SC, UT, VT, WV and WI) Policy/Certificate Form series TAHC5000/TAHC2000. In AK form #TAHC3000JCP.AK. In PA and TN Policy/Certificate Form series TAHC5100 and TAHC5200. In NY, form #GP26000JCP.

To review the Travel Insurance Certificate for complete details about the plan, click here.