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The easy, affordable way to
protect your vacation investment! Missing a vacation
is bad enough. Losing the money you paid for
your vacation is even worse. The Overseas Adventure Passenger Travel Protection Program is your
ticket to worry-free travel. Now you can protect
your travel investment at a very affordable group
rate -- take the peace of mind with you when
you travel.
When you purchase this travel protection plan, you also receive the Overseas Adventure Travel Cancellation Waiver Benefit that allows you to cancel your Overseas Adventure Travel arrangements before your scheduled departure for ANY REASON. Under the Cancel For Any Reason Waiver, your cancellation penalty will be refunded in Overseas Adventure Travel Vouchers (valid for travel within 12 months of the date of issue, but no later than 15 months from the date your trip was canceled), with the balance of the refund made, if applicable, either in cash or credit card credit. Please Note: 1) The Overseas Adventure Travel Cancellation Waiver does not cover penalties associated with air or other travel arrangements not provided by Overseas Adventure Travel, and 2) the Overseas Adventure Travel Cancellation Waiver Benefit does not apply to or cover ocean cruise arrangements, and Overseas Adventure Travel Vouchers may not be used to book or otherwise pay for ocean cruise arrangements. Any benefit payable under this Cancellation Waiver will be reduced by the amount of any cancellation benefits paid or payable by the Overseas Adventure Travel Protection Plan or any other insurance plan providing Trip Cancellation benefits.
The Pre-Existing Condition Exclusion is waived provided you meet the following requirements: 1) the plan payment for the coverage is received by Overseas Adventure Travel within 14 days of the initial deposit/payment for your Trip and 2) you are not disabled from travel at the time you pay your plan payment. Note: Day 1 is the day after the day your initial deposit/payment is received.
| Pre-Departure Trip Cancellation |
Up To Trip Cost |
| Post-Departure Trip Interruption |
Up To Trip Cost |
| Travel Delay (Up to $150 Per Day) |
$750 |
*For New York residents only: Part A Benefits are insurance benefits underwritten by Stonebridge Casualty Insurance Company. |
If your Trip is Canceled or Interrupted, Your Travel Investment is Protected
If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your vacation and your money, as well. The Overseas Adventure Travel Passenger Travel Protection Program protects your travel investment if your trip is canceled or interrupted for a covered reason such as injury, illness or death of you, an immediate family member, or a traveling companion or business partner.
If you must interrupt your trip or return home early for a covered reason, the plan will pay (up to the original cost of your trip) for your unused land or cruise arrangements, less any refund paid or payable, plus the additional air expense to return home or rejoin your trip.
The plan will also pay the additional cost for a change in the per person occupancy rate if a traveling companion's trip is canceled and your trip continues.
Travel Delayed? You're OK!
You’ll be reimbursed up to $150 per day to a maximum of $750 total for meals and accommodations if your trip
is delayed for more than 12 hours for a covered reason.
Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!
If you have a serious illness
or injury, the last thing you want to worry about
is getting the care you need. The Overseas Adventure Travel Passenger Travel Protection Program gives you
peace of mind with benefits that cover, up to
the plan's limits, everything from medical expenses
(incurred within 30 days of a sickness or injury
that began during your trip) to special transportation
(such as an air ambulance) required for medical
reasons.
Baggage Lost or Damaged? You're Protected!
It’s a traveler’s nightmare. You
arrive at your destination, but your baggage has disappeared. Or has
been stolen or damaged. What do you do? If you’re protected by the Overseas Adventure Travel Passenger Travel Protection Program, you’ll be reimbursed up to $1,500 to replace
or repair your lost or damaged luggage and personal articles.
Baggage
Delayed? Need Clothes and Toiletries? Count on us!
The Overseas Adventure Travel Passenger Travel Protection Program reimburses you up to $250
to help cover the cost of clothing, toiletries and/or personal items
if your baggage is delayed for more than 24 hours while you are on
your trip.
Accidental Death Benefit
Your beneficiaries will receive payment according
to the program's Schedule of Coverages for accidental death which
occurs within 365 days of an injury sustained while you are on
your trip.
The Passenger Travel Protection Program is Administered by:
Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
Tel: 1-800-888-7292
Plan Number: 394B
*In CA, dba Trip Mate Insurance Agency
Part B - Travel Insurance is Underwritten by:
Stonebridge Casualty Insurance Company, Columbus, Ohio;
(all states except as otherwise noted) under Policy/Certificate Form series
TAHC5000. In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series
TAHC5100 and TAHC5200. In IL, IN, KS, LA, OH, OR, VT, WA and WY Policy Form
#’s TAHC5100IPS and TAHC5200IPS.
To review the Certificate of Coverage for complete details about the plan,
click here.
The information contained on these
web pages is a representation of the Travel Protection Plan information
as of December 1, 2007.
Legal Notice & Disclaimer
Statement click here.
Copyright © 2007 Trip Mate (In CA,
dba Trip Mate Insurance Agency) All Rights Reserved.