Why Purchase Travel Insurance
Affordable rates
The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Travel CUTS/Adventure Travel Company Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate--take the peace of mind with you when you travel.
Waiver of the Pre-Existing Condition Exclusion
This plan is available regardless of your age. Pre-existing medical conditions are covered if your premium is received within seven days of your initial deposit or payment for your trip (provided you are not already disabled from travel when you pay your premium). Below is a brief listing of the plan benefits.
Schedule of Coverages
PART A - Travel Protection Plan Benefits
| Benefit | Maximum Benefit Amount |
Accidental Death & Dismemberment
|
$10,000 |
Medical Expense/Emergency
Assistance
|
$25,000 |
| Accident and Sickness Medical Expense | Included |
| Emergency Evacuation and Repatriation | Included |
Pre-Departure Trip Cancellation
|
Up To $1,000 |
Post-Departure Trip Interruption
|
Up To $1,000 |
Travel Delay (Up to $100 Per
Day)
|
$500 |
| Baggage and Personal Effects | $1,000 |
| Baggage Delay |
$250 |
PART B - Additional Medical Expense/Emergency Assistance Benefits - Only if Purchased
| Benefit | Maximum Benefit Amount |
Medical Expense/Emergency
Assistance
|
$50,000 |
PART C - Additional Trip Cancellation/Interruption Benefits - Only if Purchased
| Benefit | Maximum Benefit Amount |
Pre-Departure Trip Cancellation
|
Amount Purchased* |
Post-Departure Trip Interruption
|
Amount Purchased* |
* To a maximum of $4,000 Additional
Why you should purchase Travel Insurance
If Your Trip is Canceled or Interrupted, Your Travel Investment is Protected
If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your vacation and your money, as well. The plan protects your travel investment if your trip is canceled or interrupted for a covered reason such as injury, illness or death of you, an immediate family member, or a traveling companion or business partner, or due to a terrorist act.
If you must interrupt your trip or return home early for a covered reason, the plan will pay (up to the original cost of your trip) for your unused land or cruise arrangements, less any refund paid or payable, plus the additional air expense to return home or rejoin your trip.
The plan will also pay the additional cost for a change in the per person occupancy rate if a traveling companion’s trip is canceled and your trip continues.
Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!
If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred within one year of a sickness or injury that began during your trip) to special transportation (such as an air ambulance) required for medical reasons.
Travel Delayed? You’re OK!
You’ll be reimbursed up to $100 per day for meals and accommodations (to a maximum of $500 total) if your trip is delayed for more than 12 hours for a covered reason.
Baggage Lost or Damaged? You're Protected!
It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the plan, you’ll be reimbursed up to $1,000 to replace or repair your lost or damaged luggage and personal articles.
Baggage Delayed? Need Clothes and Toiletries? Count on us!
The plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your trip.
Accidental Death Benefit
Your beneficiaries will receive payment according to the Plan's Schedule of Coverages for accidental death which occurs within 365 days of an injury sustained during your trip.
The Travel Protection Plan is Administered by:
Trip Mate*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
1-800-888-7292
* In CA, dba Trip Mate Insurance Agency
Travel Insurance is Underwritten by:
Stonebridge Casualty Insurance Company, Columbus,
OH NAIC #10952 (all states except as otherwise
noted) under Policy/Certificate Form series TAHC5000.
In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate
Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA,
OH, OR, VT, WA and WY Policy Form #’s TAHC5100IPS
and TAHC5200IPS.
To
review the Travel Insurance Certificate for complete
details about the plan, click
here.
To print an Acrobat version of
our Description of Coverage click here.
If, after reviewing the Travel Insurance Certificate, you are not
satisfied for any reason, you may return the brochure to Travel CUTS/Adventure Travel Company
within 10 days after receipt for a full premium refund, provided you
have not already departed on your Trip or filed a claim. Your coverage
will be voided from the beginning.
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Copyright © 2006 Trip Mate (In CA, dba Trip Mate Insurance Agency) All Rights Reserved.