The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Backroads Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.

This plan is available regardless of your age. Pre-existing medical conditions are covered if your payment for the policy is received by Backroads by or before the final payment due date for your Trip (provided you are not already disabled from travel when you pay your premium). Below is a brief listing of the plan benefits.

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Backroads Travel Protection Plan protects your travel investment if your trip is canceled or interrupted for a covered reason such as injury, illness or death of you, an immediate family member, or a traveling companion or business partner, or due to a Terrorist Act.

If you must interrupt your trip or return home early for a covered reason, the plan will pay (up to the original cost of your trip) for your unused land or water travel arrangements, less any refund paid or payable, plus the additional air expense to return home or rejoin your trip. 

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Backroads Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred within one year of a sickness or injury that began during your trip) to special transportation (such as an air ambulance) required for medical reasons.

You’ll be reimbursed up to $150 per day (to a maximum of $750 total) for meals and accommodations if your trip is delayed for more than 8 hours for a covered reason.

It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Backroads Travel Protection Plan, you’ll be reimbursed up to $1,500 to replace or repair your lost or damaged luggage and personal articles.

The Backroads Travel Protection Plan reimburses you up to $250 per day (to a maximum of $750 total) to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 12 hours while you are on your trip.

Your beneficiaries will receive payment according to the plan's Schedule of Coverages for accidental death which occurs within 365 days of an injury sustained while you are on your trip.

Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114

Tel: 1-800-888-7292
Plan Number: 424B

*In CA, dba Trip Mate Insurance Agency

Stonebridge Casualty Insurance Company, Columbus, Ohio; (all states except as otherwise noted) under Policy/Certificate Form series TAHC5000. In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OH, OR, VT, WA and WY Policy Form #’s TAHC5100IPS and TAHC5200IPS.

To review the Travel Insurance Certificate for complete details about the plan, click here.