Monograms Travel Protection Plan

The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Monograms Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.

For those who purchase the Monograms Travel Protection Plan, Monograms provides the option to also purchase the Monograms Travel Protection Plus Plan.

This additional benefit* (if purchased) allows you to cancel your vacation up to 24 hours (or the prior business day, whichever is farther out) before your scheduled departure for any reason. Under this Travel Protection Plus Plan Benefit, Monograms will reimburse the cancellation penalty amount in travel certificates, minus this plan cost. Independently arranged air or Instant Purchase Air arranged by the Globus family of brands is not covered.

Any benefit payable under this Travel Protection Plus Plan will be reduced by the amount of any cancellation benefits paid or payable by the Monograms Travel Protection Plan or any other insurance plan providing trip cancellation benefits.

The Travel Protection Plus Plan is provided by Monograms and is not an insurance benefit underwritten by United States Fire Insurance Company and must be purchased with your initial payment for your Trip.

The exclusion for Pre-Existing Conditions will be waived if payment for this plan is received by Monograms with your initial deposit/payment for your Trip.

Please Note: This plan may not be purchased after You have made final payment for Your Trip.

Below is a brief listing of the plan benefits.

Benefit	Maximum Benefit Amount
Trip Cancellation Occupancy Upgrade	Trip Cost Included
Trip Interruption Occupancy Upgrade	150% of Trip Cost Included
Missed Connection	$1,000
Travel Delay (Up to $150 Per Day)	$1,000

* For New York Residents Only: 1) Part A Benefits are insurance benefits underwritten by United States Fire Insurance Company under Form Series TP 401; and 2) The Cancel For Any Reason Waiver Benefit may be purchased separately without purchase of the Travel Protection Plan. Insurance provided by this Description of Coverage is subject to all of the terms and conditions of the Group Policy. If there is a conflict between the Policy and this Description of Coverage, the Policy will govern.

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Monograms Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion or a Business Partner.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to 150% of the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the additional transportation cost to return home or rejoin your Trip.

You’ll be reimbursed up to $150 per day (to a maximum of $1,000 total) for meals and accommodations if your Trip is delayed for more than 12 hours for a covered reason.

The information contained on these web pages is a representation of the Travel Protection Plan information as of January 20, 2012.
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