Student Discoveries Travel Protection Plan: Powered by Globus family of brands

The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Globus Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.

For those who purchase the Globus Part A Travel Arrangement Protection Benefits, Globus provides the option to also purchase the Globus Travel Protection Plus Plan.

This additional benefit* (if purchased) allows you to cancel your vacation up to 24 hours (or the prior business day, whichever is farther out) before your scheduled departure for any reason. Under this Travel Protection Plus Plan Benefit, Globus will reimburse the cancellation penalty amount in travel certificates, minus this plan cost. Independently arranged air or Instant Purchase Air arranged by the Globus family of brands is not covered.

Any benefit payable under this Travel Protection Plus Plan will be reduced by the amount of any cancellation benefits paid or payable by the Globus Travel Protection Plan or any other insurance plan providing trip cancellation benefits.

The Travel Protection Plus Plan is provided by Globus and is not an insurance benefit underwritten by United States Fire Insurance Company and must be purchased with your initial payment for your Trip,

The exclusion for Pre-Existing Conditions will be waived if payment for this plan is received by Globus with your initial deposit/payment for your Trip.

Please Note: This policy may not be purchased after You have made final payment for Your Trip.

Below is a brief listing of the plan benefits.

Benefit	Maximum Benefit Amount
Trip Cancellation Occupancy Upgrade	Trip Cost Included
Trip Interruption Occupancy Upgrade	150% of Trip Cost Included
Missed Connection	$1,000
Travel Delay (Up to $100 Per Day)	$1,000

* For New York Residents Only: 1) Part A Benefits are insurance benefits underwritten by United States Fire Insurance Company; and 2) The Cancel For Any Reason Waiver Benefit may be purchased separately without purchase of the Travel Protection Plan.

Part B - The Part B Travel Insurance Benefits are included for all Student Discoveries participants. Part B Benefits are provided by United States Fire Insurance Company.

Schedule of Benefits

Benefit	Maximum Benefit Amount
Accidental Death and Dismemberment 24-Hour Other Than Air Flight Air Flight	$25,000 $100,000
Medical Expense/Emergency Assistance Accident and Sickness Medical Expense Emergency Dental Expense Emergency Evacuation and Repatriation One Call 24-Hour Assistance Services	$50,000 $1,000 $500,000 Included
Baggage and Personal Effects	$2,500
Baggage Delay	$250

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. worst part is, without adequate protection, you can lose your travel investment. The Globus Travel Protection Plan protects your travel investment if you have purchased the Optional Travel Arrangement Protection Benefits of Part A and your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion or a Business Partner.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to 150% of the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the additional transportation cost to return home or rejoin your Trip.

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Globus Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an air ambulance) required for medical reasons.

If you have purchased the Optional Travel Arrangement Protection Benefits of Part A, you’ll be reimbursed up to $100 per day (to a maximum of $1,000 total) for meals and accommodations if your Trip is delayed for more than 12 hours for a covered reason.

It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Globus Travel Protection Plan, you’ll be reimbursed up to $2,500 to replace or repair your lost or damaged luggage and personal articles.

United States Fire Insurance Company under Form series TP 401. In KS, LA, SD, TX, and UT Form #’s TP-401 CW. In WA under Form #TP-401-WA. In OR under Form #TP-401 OR.

Notice: If you are a resident of one of the following states (KS, LA, MN, OR, SD, TX, UT, WA) your coverage is provided on an individual policy form. Your policy number is your complete name plus F372S. If you live in any other state your coverage is provided via a certificate. Your policy or certificate (including State Exceptions for AR, FL, GA, ID, IL, KS, LA, ME, MN, MS, MO, MT, NH, NY, OR, SC, SD, TX, UT, VT, WA, WV, WI, and WY) and all General and “COB” Provisions are available at www.tripmate.com, click here. You can also request this information by calling Trip Mate at 1-800-888-7292.

The information contained on these web pages is a representation of the Travel Protection Plan information as of January 20, 2012.
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