Why Purchase Travel Protection
Affordable Rates
The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The General Tours Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.
Cancel For Any Reason Waiver
When you purchase this Travel Protection Plan within 7 days of the initial deposit/payment for your trip, you also receive the General Tours Cancellation Waiver Benefit that allows you to cancel your General Tours travel arrangements 48 hours or more before your scheduled departure for any reason. With this General Tours Cancellation Waiver, your cancellation penalty will be refunded in General Tours travel certificates. Any benefit payable under this Cancellation Waiver will be reduced by the amount of any cancellation benefits paid or payable by the General Tours Travel Protection Plan or any other insurance plan providing Trip Cancellation benefits.

Please Note: This Cancel For Any Reason Waiver: 1) does not cover visa costs or penalties associated with air or other travel arrangements not provided by General Tours; and 2) is not available for certain travel programs. To determine if your travel program is covered under this benefit, go to www.generaltours.com. Report all claims (including Cancel For Any Reason Waiver claims) to Trip Mate. General Tours travel certificates are: 1) non-refundable and non-transferable, and may not (in whole, or in part) be redeemed for cash; 2) valid on any General Tours program worldwide and must be redeemed within one year of issue (but no later than 15 months after your trip was canceled); and 3) may not be used to pay for the Travel Protection Plan or for the deposit payment on your future booking. This Cancellation Waiver Benefit is provided by General Tours and is not an insurance benefit underwritten by United States Fire Insurance Company. Click here for complete details of this benefit.
Waiver of the Pre-Existing Condition Exclusion
This plan is available regardless of your age. Pre-Existing Medical Conditions are covered if payment for this plan is received by General Tours within 7 days of the initial deposit/payment for your Trip. Please Note: This policy may not be purchased after you have made final payment for your Trip.

Below is a brief listing of the plan benefits.
Benefit Maximum Benefit Amount
Accidental Death and Dismemberment $25,000
Medical Expense/Emergency Assistance
Accident and Sickness Medical Expense
Emergency Evacuation and Repatriation
One Call 24-Hour Assistance Services

$25,000
$50,000
Included
Trip Cancellation Trip Cost
Trip Interruption Trip Cost
Missed Connection $500
Travel Delay (Up to $100 Per Day) $500
Baggage and Personal Effects $1,000
Baggage Delay $100



Why you should purchase Travel Protection
If your Trip is Canceled or Interrupted, Your Travel Investment is Protected
If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The General Tours Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion, a Business Partner, or due to a Terrorist Incident.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the Additional Transportation Cost to return home or rejoin your Trip.
Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!
If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The General Tours Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an air ambulance) required for medical reasons.
Travel Delayed? You're OK!
You’ll be reimbursed up to $100 per day (to a maximum of $500 total) for meals and accommodations if your Trip is delayed for more than 12 hours for a covered reason.
Baggage Lost or Damaged? You're Protected!
It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the General Tours Travel Protection Plan, you’ll be reimbursed up to $1,000 to replace or repair your lost or damaged luggage and personal articles.
Baggage Delayed? Need Clothes and Toiletries? Count on us!
The General Tours Travel Protection Plan reimburses you up to $100 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your Trip.
Accidental Death Benefit
Your beneficiaries will receive payment according to the plan's Schedule of Benefits for Accidental Death which occurs within 180 days of an injury sustained while you are on your Trip.
The General Tours Travel Protection Plan is Administered by:
Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
Tel: 1-800-888-7292
Plan Number: F390Q

www.tripmate.com


*In CA, dba Trip Mate Insurance Agency
General Tours Travel Protection Plan is Underwritten by:
United States Fire Insurance Company under Form Series TP 401. In KS, LA, SD, TX, and UT Form #’s TP-401 CW. In WA under Form #TP-401-WA. In OR under Form #TP-401 OR.

Notice: If You are a resident of one of the following states (KS, LA, MN, OR, SD, TX, UT, WA) Your coverage is provided on an individual policy form. Your policy number is Your complete name plus F390Q. If You live in any other state Your coverage is provided via a certificate. Your policy or certificate (including State Exceptions for AR, FL, GA, ID, IL, KS, LA, ME, MN, MS, MO, MT, NH, NY, OR, SC, SD, TX, UT, VT, WA, WV, WI, and WY) and all General and “COB” Provisions are available at www.tripmate.com, click here. You can also request this information by calling Trip Mate at 1-800-888-7292.
To review the complete details of the General Tours Travel Protection Plan, click here.

The information contained on these web pages is a representation of the Travel Protection Plan information as of February 01, 2012. 
Legal Notice & Disclaimer Statement click here.


Copyright © 2012 Trip Mate, Inc. (In CA, dba Trip Mate Insurance Agency) All Rights Reserved.