Trip Mate Why Purchase Travel Protection
This is a brief description of the plan available for all travel protection plan sales on or after
November 15, 2011.

Why Purchase Travel Protection

Affordable Rates
The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The United Vacations Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.
Pre-Departure Cancellation Waiver
When you purchase the Travel Protection Plan you also receive the United Vacations Cancellation Waiver Benefit that allows you to cancel your United Vacations travel arrangements up to your scheduled departure for ANY REASON. The Pre-Departure Cancellation Waiver applies only if the Travel Protection Plan is purchased within seven (7) days of your initial deposit for your Trip. For complete details of the United Vacations Pre-Departure Cancellation Waiver, please click here.
Pre-Existing Condition Exclusion Waiver
The Pre-Existing Condition Exclusion is waived if payment for this plan is received by United Vacations within 7 days of your initial deposit/payment for your Trip.

Please Note: This policy may not be purchased after You have made final payment for Your Trip.

Below is a brief listing of the plan benefits.
Part A - The Travel Arrangement Protection Benefits of this Part A are provided by United Vacations.*
Schedule of Benefits
Benefit Maximum Benefit Amount
Pre-Departure Cancellation Waiver
& Lowest Price Guarantee
Trip Cost

* For New York Residents Only: The Cancel For Any Reason Waiver Benefit & Lowest Price Guarantee may be purchased separately without purchase of the Travel Protection Plan.

Part B - The Travel Insurance Benefits of this Part B are provided by United States Fire Insurance Company.
Schedule of Benefits
Benefit Maximum Benefit Amount
Medical Expense/Emergency Assistance
Accident and Sickness Medical Expense
Emergency Evacuation and Repatriation
One Call 24-Hour Assistance Services
Trip Interruption Trip Cost
Missed Connection $500
Travel Delay (Up to $100 Per Day) $500
Baggage and Personal Effects $2,500
Baggage Delay $250


Why you should purchase Travel Protection

If your Trip is Interrupted, Your Travel Investment is Protected
If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to interrupt your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The United Vacations Travel Protection Plan protects your travel investment if your Trip is interrupted for a covered reason such as injury, illness or death of you, a Family Member,a Traveling Companion, a Business Partner or due to a Terrorist Incident.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the additional transportation cost to return home or rejoin your Trip.
Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!
If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The United Vacations Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an air ambulance) required for medical reasons.
Travel Delayed? You're OK!
You’ll be reimbursed up to $100 per day (to a maximum of $500 total) for meals and accommodations if your Trip is delayed for 12 hours or more for a covered reason.
Baggage Lost or Damaged? You're Protected!
It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the United Vacations Travel Protection Plan, you’ll be reimbursed up to $2,500 to replace or repair your lost or damaged luggage and personal articles.
Baggage Delayed? Need Clothes and Toiletries? Count on us!
The United Vacations Travel Protection Plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your Trip.
The Travel Protection Plan is Administered by:
Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
Tel: 1-800-888-7292
Plan Number: F409U

*In CA & UT, dba Trip Mate Insurance Agency
The Travel Insurance is Underwritten by:
United States Fire Insurance Company under Form series TP 401. In KS, LA, SD, TX, and UT Form #’s TP-401 CW. In WA under Form #TP-401-WA. In OR under Form #TP-401 OR.

Notice: If you are a resident of one of the following states (KS, LA, MN, OR, SD, TX, UT, WA) your coverage is provided on an individual policy form. Your policy number is your complete name plus F409U. If you live in any other state your coverage is provided via a certificate. Your policy or certificate (including State Exceptions for AR, FL, GA, ID, IL, KS, LA, ME, MN, MS, MO, MT, NH, NY, OR, SC, SD, TX, UT, VT, WA, WV, WI, and WY) and all General and “COB” Provisions are available at You can also request this information by calling Trip Mate at 1-800-888-7292.
To review complete details of the United Vacations Travel Protection Plan, click here.