Trip Mate Why Purchase Travel Protection

This is a brief description of the plan available for all travel protection plan sales on or after April 01, 2012.


Why Purchase Travel Protection


Lindblad Expeditions Travel Protection Plan

In addition to the Travel Protection Plan, Lindblad Expeditions includes a Pre-Departure Cancellation Waiver that allows you to cancel your expedition arrangements up to 72 hours before your scheduled departure for any reason. When a cancellation of this type is made during a penalty period, your cancellation penalty will be refunded in Lindblad Expeditions Travel Certificates.

Any benefit payable under this Cancellation Waiver will be reduced by the amount of any cancellation benefits paid or payable by the Lindblad Expeditions Travel Protection Plan or any other insurance plan providing Trip Cancellation benefits.

Please Note, the Pre-Departure Cancellation Waiver applies only if the Travel Protection Plan is purchased by or before the final payment due date for your trip.

The Pre-Departure Cancellation Waiver does not cover penalties associated with air arrangements not provided by Lindblad Expeditions or cancellations made in the 72-hour period before your scheduled departure. Lindblad Expeditions Travel Certificates are valid for one year and may not be redeemed for cash.

The Travel Protection Plus Plan is provided by Lindblad Expeditions and is not an insurance benefit underwritten by United States Fire Insurance Company.

Affordable Rates

The Lindblad Expeditions Travel Protection Plan is available regardless of your age.  Below is a brief listing of the Travel Protection Program benefits.

Part A - The Travel Arrangement Protection Benefits of this Part A are provided by Lindblad Expeditions.*

Schedule of Benefits - Part A

Benefit Maximum Benefit Amount
Trip Cancellation Trip Cost
Trip Interruption 150% of Trip Cost
Missed Connection $750
Travel Delay (Up to $150 Per Day) $750

* For New York Residents Only: 1) Part A Benefits are insurance benefits underwritten by United States Fire Insurance Company; and 2) The Cancel For Any Reason Waiver Benefit may be purchased separately without purchase of the Travel Protection Plan.
 Part B - The Travel Insurance Benefits of this Part B are provided by United States Fire Insurance Company.


Schedule of Benefits - Part B

Benefit Maximum Benefit Amount
Accidental Death and Dismemberment $25,000
Medical Expense/Emergency Assistance
Accident and Sickness Medical Expense
Emergency Evacuation and Repatriation
One Call 24-Hour Assistance Services
Baggage and Personal Effects $1,500
Baggage Delay $250


Why you should purchase Travel Protection

If your Trip is Canceled or Interrupted, Your Travel Investment is Protected
If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Lindblad Expeditions Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member,a Traveling Companion or a Business Partner.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plusthe additional transportation cost to return home or rejoin your Trip.
Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!
If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Lindblad Expeditions Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an airambulance) required for medical reasons.
Travel Delayed? You're OK!
You’ll be reimbursed up to $150 per day (to a maximum of $750 total) for meals and accommodations if your Trip is delayed for 12 hours or more for a covered reason.
Baggage Lost or Damaged? You're Protected!
It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Lindblad Expeditions Travel Protection Plan, you’ll be reimbursed up to $1,500 to replaceor repair your lost or damaged luggage and personal articles.
Baggage Delayed? Need Clothes and Toiletries? Count on us!
The Lindblad Expeditions Travel Protection Plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are onyour Trip.
Accidental Death Benefit
Your beneficiaries will receive payment according to the program's Schedule of Benefits for Accidental Death which occurs within 180 days of an injury sustained while you are on your Trip.
The Travel Protection Plan is Administered by:
Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
Tel: 1-800-888-7292
Plan Number: F416

*In CA & UT, dba Trip Mate Insurance Agency
The Travel Insurance is Underwritten by:
United States Fire Insurance Company under Form series TP 401. In KS, LA, SD, TX, and UT Form #’s TP-401 CW. In WA under Form #TP-401-WA. In OR under Form #TP-401 OR.

Notice: If you are a resident of one of the following states (KS, LA, MN, OR, SD, TX, UT, WA) your coverage is provided on an individual policy form. Your policy number is your complete name plus F416. If you live in any other state your coverage is provided via a certificate. Your policy or certificate (including State Exceptions for AR, FL, GA, ID, IL, KS, LA, ME, MN, MS, MO, MT, NH, NY, OR, SC, SD, TX, UT, VT, WA, WV, WI, and WY) and all General and “COB” Provisions are available at  You can also request this information by calling Trip Mate at 1-800-888-7292.  To review the Plan Documents for complete details of the Lindblad Expeditions Travel Protection Plan, click here.