This is a brief description of the plan available for all travel insurance sales on or after February 13, 2012.

Why Purchase Travel Insurance

Affordable Rates

The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The O.A.R.S. Dories Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.

Waiver of the Pre-Existing Condition Exclusion

This plan is available regardless of your age. Pre-Existing Medical Conditions are covered if payment for this plan is received by O.A.R.S. Dories within 14 days of the initial deposit/payment for your Trip. Please Note: This policy may not be purchased after you have made final payment for your Trip.

Below is a brief listing of the plan benefits.

 

Benefit

Maximum Benefit Amount

Accidental Death and Dismemberment

$25,000

Medical Expense/Emergency Assistance
Accident and Sickness Medical Expense
Emergency Evacuation and Repatriation
One Call 24-Hour Assistance Services

$25,000
Included
Included
Included

Trip Cancellation

Trip Cost

Trip Interruption

Trip Cost

Missed Connection

$500

Travel Delay (Up to $100 Per Day)

$500

Baggage and Personal Effects

$1,000

Baggage Delay

$250

 

Why you should purchase Travel Insurance

If your Trip is Canceled or Interrupted, Your Travel Investment is Protected 

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The O.A.R.S. Dories Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion or a Business Partner.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the Additional Transportation Cost to return home or rejoin your Trip. 

Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The O.A.R.S. Dories Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an air ambulance) required for medical reasons.

Travel Delayed? You're OK!

You’ll be reimbursed up to $100 per day (to a maximum of $500 total) for meals and accommodations if your Trip is delayed for more than 12 hours for a covered reason.

Baggage Lost or Damaged? You're Protected!

It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the O.A.R.S. Dories Travel Protection Plan, you’ll be reimbursed up to $1,000 to replace or repair your lost or damaged luggage and personal articles.

Baggage Delayed? Need Clothes and Toiletries? Count on us!

The O.A.R.S. Dories Travel Protection Plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your Trip.

Accidental Death Benefit

Your beneficiaries will receive payment according to the plan's Schedule of Benefits for Accidental Death which occurs within 180 days of an injury sustained while you are on your Trip.

 

The O.A.R.S. Dories Travel Protection Plan is Administered by:

Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
Tel: 1-800-888-7292
Plan Number: F431H

www.tripmate.com 

*In CA, dba Trip Mate Insurance Agency

O.A.R.S. Dories Travel Protection Plan is Underwritten by:

United States Fire Insurance Company under Form Series TP 401. In KS, LA, SD, TX, and UT Form #’s TP-401 CW. In WA under Form #TP-401-WA. In OR under Form #TP-401 OR.

Notice: If You are a resident of one of the following states (KS, LA, MN, OR, SD, TX, UT, WA) Your coverage is provided on an individual policy form. Your policy number is Your complete name plus F431H. If You live in any other state Your coverage is provided via a certificate. Your policy or certificate (including State Exceptions for AR, FL, GA, ID, IL, KS, LA, ME, MN, MS, MO, MT, NH, NY, OR, SC, SD, TX, UT, VT, WA, WV, WI, and WY) and all General and “COB” Provisions are available at www.tripmate.com, click here. You can also request this information by calling Trip Mate at 1-800-888-7292.

To review the Description of Coverage for complete details about the O.A.R.S. Dories Travel Protection Plan, click here.