Trip Mate Why Purchase Travel Protection


Why Purchase Travel Protection


Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The O.A.R.S. Dories Travel Protection Plan provides you coverage for your travel arrangements, your belongings, and most importantly you!

Waiver of the Pre-Existing Condition Exclusion

This plan is available regardless of your age. Pre-Existing Medical Conditions are covered if payment for this plan is received by O.A.R.S. Dories within 14 days of the initial deposit/payment for your Trip, provided you are not disabled from travel at the time your plan payment is received.

Please Note: This policy may not be purchased after you have made final payment for your Trip.

Below is a brief listing of the plan benefits.


Maximum Benefit Amount

Trip Cancellation

Trip Cost

Trip Interruption

Trip Cost

Missed Connection


Travel Delay (Up to $100 Per Day)


Medical Expense/Emergency Evacuation
Accident and Sickness Medical Expense
Emergency Evacuation and Repatriation
Accidental Death and Dismemberment $25,000

Baggage and Personal Effects


Baggage Delay



Why you should purchase the O.A.R.S Dories Travel Protection

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries.

If your Trip is Canceled or Interrupted, Your Travel Investment is Protected 

Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short; such as, illness, injury, or even the death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion or a Business Partner.

The Travel Protection Plan provides You reimbursement for the unused land or water Travel Arrangements for Your Trip, plus the additional airfare cost to return home (up to the original cost of your Trip), if Your Trip is interrupted for a covered reason.

Travel Delayed? You're OK!

You’ll be reimbursed up to $100 per day (to a maximum of $500 total) for meals and accommodations if your Trip is delayed for more than 12 hours for a covered reason.

Medical Expense and Emergency Evacuation Benefits Could Be a Real Lifesaver!

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Travel Protection Plan provides you with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an air ambulance) required for medical reasons.

Baggage Lost or Damaged? You're Protected!

It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Travel Protection Plan, you’ll be reimbursed up to $1,000 to replace or repair your lost or damaged luggage and personal articles.

Baggage Delayed? Need Clothes and Toiletries? Count on us!

The Travel Protection Plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your Trip.

Accidental Death Benefit

Your beneficiaries will receive payment according to the plan's Schedule of Benefits for Accidental Death which occurs within 181 days of an injury sustained while you are on your Trip.


The Travel Protection Plan is Administered by:

Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
Tel: 1-800-888-7292

Plan Number: F431H 

*In CA & UT, dba Trip Mate Insurance Agency

The Travel Insurance Benefits of this Plan are Underwritten by:  United States Fire Insurance Company

To review the Plan Documents for complete details about the O.A.R.S. Dories Travel Protection Plan, click here.