Trip Mate Why Purchase Travel Protection

Why Purchase Travel Protection

Affordable Rates
The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Image Tours, Inc. Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.
Travel Deferral Benefit
With the purchase of the Travel Protection Plan you also receive the Image Tours, Inc. Travel Deferral Benefit, provided you purchased the plan at time of initial tour deposit. The benefit allows you to cancel your tour 10 days or more prior to scheduled departure for any reason. Reimbursement under the Travel Deferral Benefit is in the form of a travel voucher for the amount of your cancellation penalty, less your Travel Protection Plan cost. Image Tours, Inc. Travel Vouchers are non-transferable, may not be redeemed for cash, and are valid for travel within one year of the original departure date booked through the same travel agency. Travel Vouchers may not be used as a credit toward the initial deposit for a future trip or to purchase the Travel Protection Plan for a future trip. The Travel Deferral Benefit only applies to cancellation penalties on land arrangements purchased through Image Tours, Inc. The Travel Deferral Benefit does not cover air arrangements or the cost of a single supplement charge incurred when only one person cancels from a double occupancy room. The Travel Deferral benefit is not available to groups.

Any benefit payable under this Cancellation Waiver will be reduced by the amount of any cancellation benefits paid or payable by the Image Tours Travel Protection Plan or any other insurance plan providing Trip Cancellation benefits. This Cancellation Waiver Benefit is provided by Image Tours and is not an insurance benefit underwritten by United States Fire Insurance Company.
Waiver of the Pre-Existing Condition Exclusion
This plan is available regardless of your age. Pre-Existing Medical Conditions are covered if payment for this plan is received by Image Tours, Inc. within 7 days of the initial deposit/payment for your Trip. Please Note: This policy may not be purchased after you have made final payment for your Trip.

Below is a brief listing of the plan benefits.
Benefit Maximum Benefit Amount

Accidental Death and Dismemberment

Air Flight Only

Other Than Air Flight



Medical Expense/Emergency Assistance
Accident and Sickness Medical Expense
Emergency Evacuation and Repatriation
Trip Cancellation Trip Cost
Trip Interruption 150% of Trip Cost
Missed Connection $1,000
Travel Delay (Up to $200 Per Day) $1,000
Baggage and Personal Effects $2,500
Baggage Delay $500


Why you should purchase Travel Protection

If your Trip is Canceled or Interrupted, Your Travel Investment is Protected
If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Image Tours, Inc. Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion, a Business Partner, or due to a Terrorist Incident.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the Additional Transportation Cost to return home or rejoin your Trip.
Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!
If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Image Tours, Inc. Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an airambulance) required for medical reasons.
Travel Delayed? You're OK!
You’ll be reimbursed up to $200 per day (to a maximum of $1,000 total) for meals and accommodations if your Trip is delayed for more than 12 hours for a covered reason.
Baggage Lost or Damaged? You're Protected!
It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Image Tours, Inc. Travel Protection Plan, you’ll be reimbursed up to $2,500 to replace or repair your lost or damaged luggage and personal articles.
Baggage Delayed? Need Clothes and Toiletries? Count on us!
The Image Tours, Inc. Travel Protection Plan reimburses you up to $500 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 12 hours while you are on your Trip.
The Image Tours, Inc. Travel Protection Plan is Administered by:
Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
Tel: 1-800-888-7292
Plan Number: F432i

*In CA & UT, dba Trip Mate Insurance Agency
Image Tours, Inc. Travel Protection Plan is Underwritten by:
United States Fire Insurance Company.