Academic Study Associates, Inc. Travel Protection Plan

The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Academic Study Associates, Inc. Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.

This plan is available regardless of your age. The Pre-Existing Condition Exclusion is waived if payment for this plan is received by Academic Study Associates, Inc. no later than 60 days prior to the Scheduled Departure Date of your Trip; or if your Trip is initially booked within 60 days of the Scheduled Departure Date of your Trip, that payment for this plan is received within 14 days of your initial deposit/payment for your Trip. Please Note: This policy may not be purchased after you have made final payment for your Trip.

Below is a brief listing of the plan benefits.

Benefit	Maximum Benefit Amount
Medical Expense/Emergency Assistance Accident and Sickness Medical Expense Emergency Evacuation and Repatriation One Call 24-Hour Assistance Services	$25,000 $100,000 Included
Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost
Missed Connection	$500
Travel Delay (Up to $150 Per Day)	$750
Baggage and Personal Effects	$1,000
Baggage Delay	$250

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Academic Study Associates, Inc. Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion, a Business Partner, or due to a Terrorist Incident.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the Additional Transportation Cost to return home or rejoin your Trip.

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Academic Study Associates, Inc. Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an air ambulance) required for medical reasons.

It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Academic Study Associates, Inc. Travel Protection Plan, you’ll be reimbursed up to $1,000 to replace or repair your lost or damaged luggage and personal articles.

The Academic Study Associates, Inc. Travel Protection Plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your Trip.

United States Fire Insurance Company under Form Series TP 401. In KS, LA, SD, TX, and UT Form #’s TP-401 CW. In WA under Form #TP-401-WA. In OR under Form #TP-401 OR.

Notice: If You are a resident of one of the following states (KS, LA, MN, OR, SD, TX, UT, WA) Your coverage is provided on an individual policy form. Your policy number is Your complete name plus F433A. If You live in any other state Your coverage is provided via a certificate. Your policy or certificate (including State Exceptions for AR, FL, GA, ID, IL, KS, LA, ME, MN, MS, MO, MT, NH, NY, OR, SC, SD, TX, UT, VT, WA, WV, WI, and WY) and all General and “COB” Provisions are available at www.tripmate.com, click here. You can also request this information by calling Trip Mate at 1-800-888-7292.

The information contained on these web pages is a representation of the Travel Protection Plan information as of December 30, 2011.
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