Explorica Travel Protection Plan

The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Explorica Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.

If you cancel your Trip for any reason not otherwise covered by this policy, We will reimburse you for 75% of the unused nonrefundable prepaid expenses for Travel Arrangements you paid for your Trip, provided:

1) payment for this plan is received by Explorica within 14 days of your initial deposit/payment for your Trip; and

2) you cancel your Trip two (2) days or more before your Scheduled Trip Departure Date.

This Cancel For Any Reason Benefit does not cover: 1) penalties associated with any air or other travel arrangements not provided by Explorica; or 2) the failure of Explorica to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.

This plan is available regardless of your age. Pre-Existing Medical Conditions are covered if payment for this plan is received by Explorica within 14 days of the initial deposit/payment for your Trip. Please Note: This policy may not be purchased after you have made final payment for your Trip.

Below is a brief listing of the plan benefits.

Benefit	Maximum Benefit Amount
Accidental Death and Dismemberment	$25,000
Medical Expense/Emergency Assistance Accident and Sickness Medical Expense Emergency Evacuation and Repatriation One Call 24-Hour Assistance Services	$1,000,000* Included Included
Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost
Missed Connection	$500
Travel Delay (Up to $100 Per Day)	$500
Baggage and Personal Effects	$2,000
Baggage Delay	$100
Cancel For Any Reason Benefit	75% of Non- Refundable Trip Cost
* Medical Expense/Emergency Assistance Benefits of this plan are subject to a Maximum Benefit Limit of $15,000 for those persons who at the time of a covered Injury or Sickness do not have valid hospital and medical insurance under a Government Health Insurance Plan of a province or Territory of Canada.

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Explorica Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion, a Business Partner, or due to a Terrorist Incident.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the Additional Transportation Cost to return home or rejoin your Trip.

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Explorica Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses incurred for a sickness or injury that began during your Trip to special transportation (such as an air ambulance) required for medical reasons.

It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Explorica Travel Protection Plan, you’ll be reimbursed up to $2,000 to replace or repair your lost or damaged luggage and personal articles.

The Explorica Travel Protection Plan reimburses you up to $100 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your Trip.

The travel insurance (except Property risks) is underwritten by Co-operators Life Insurance Company, 1920 College Avenue, Regina, Saskatchewan S4P 1C4.

Property risks are underwritten by The Sovereign General Insurance Company, 500 – 6700 Macleod Trail S.E., Calgary, Alberta T2H 0L3.

The information contained on these web pages is a representation of the Travel Protection Plan information as of October 01, 2011.
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Copyright © 2011 Trip Mate, Inc. (In CA, dba Trip Mate Insurance Agency) All Rights Reserved.