Explorica Travel Protection Plan

The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Explorica Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.

For those who purchase the Explorica Travel Protection Plan within 14 days of the initial deposit/payment for your Trip, Explorica provides the OPTION to also purchase the Explorica Travel Protection Plan Plus.

This additional benefit* (if purchased within 14 days of the initial deposit/payment for your trip) allows you to cancel your Explorica travel arrangements 30 days or more before your scheduled departure for any reason. With this Explorica Travel Protection Plan Plus Cancellation Waiver Benefit, 75% of your Explorica non-refundable cancellation fees will be refunded in cash.

Please Note: This Cancellation Waiver Benefit does not cover penalties associated with air or other travel arrangements not provided by Explorica. Any benefit payable under this Cancellation Waiver will be reduced by the amount of any cancellation benefits paid or payable by the Explorica Travel Protection Plan or any other insurance plan providing Trip Cancellation benefits.

*This Cancellation Waiver Benefit is provided by Explorica and is not an insurance benefit underwritten by United States Fire Insurance Company.

For New York Residents only: The Cancel for Any Reason Waiver Benefit may be purchased separately without purchase of the Travel Protection Plan.

This plan is available regardless of your age. Pre-Existing Medical Conditions are covered if payment for this plan is received by Explorica within 14 days of the initial deposit/payment for your Trip. Please Note: This policy may not be purchased after you have made final payment for your Trip.

Below is a brief listing of the plan benefits.

Benefit	Maximum Benefit Amount
Accidental Death and Dismemberment	$25,000
Medical Expense/Emergency Assistance Accident and Sickness Medical Expense Emergency Evacuation and Repatriation One Call 24-Hour Assistance Services	$25,000 $50,000 Included
Trip Cancellation	Trip Cost
Trip Interruption	Trip Cost
Missed Connection	$500
Travel Delay (Up to $100 Per Day)	$500
Baggage and Personal Effects	$2,000
Baggage Delay	$100

If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Explorica Travel Protection Plan protects your travel investment if your Trip is canceled or interrupted for a covered reason such as injury, illness or death of you, a Family Member, a Traveling Companion, a Business Partner, or due to a Terrorist Incident.

If you must interrupt your Trip or return home early for a covered reason, the plan will pay (up to the original cost of your Trip) for your unused land or water Travel Arrangements, less any refund paid or payable, plus the Additional Transportation Cost to return home or rejoin your Trip.

If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Explorica Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred during your Trip) to special transportation (such as an air ambulance) required for medical reasons.

It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Explorica Travel Protection Plan, you’ll be reimbursed up to $2,000 to replace or repair your lost or damaged luggage and personal articles.

United States Fire Insurance Company under Form Series TP 401. In KS, LA, SD, TX, and UT Form #’s TP-401 CW. In WA under Form #TP-401-WA. In OR under Form #TP-401 OR.

Notice: If You are a resident of one of the following states (KS, LA, MN, OR, SD, TX, UT, WA) Your coverage is provided on an individual policy form. Your policy number is Your complete name plus F433E. If You live in any other state Your coverage is provided via a certificate. Your policy or certificate (including State Exceptions for AR, FL, GA, ID, IL, KS, LA, ME, MN, MS, MO, MT, NH, NY, OR, SC, SD, TX, UT, VT, WA, WV, WI, and WY) and all General and “COB” Provisions are available at www.tripmate.com, click here. You can also request this information by calling Trip Mate at 1-800-888-7292.

The information contained on these web pages is a representation of the Travel Protection Plan information as of March 02, 2012.
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