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Travel Insurance Certificate
AESU - Air Flight Only

Waiver of the Pre-Existing Condition Exclusion
The policy exclusion for Pre-Existing Conditions will be waived provided: 1) your premium is received by AESU within 7 days of the initial deposit/ payment for your Trip and 2) you are not disabled from travel at the time you pay your premium. Please note, this policy may not be purchased after you have made your final payment for your Trip.

Plan Documentss

Schedule: AESU

Benefit	Maximum Benefit Amount
Accidental Death & Dismemberment (Air Flight)	$25,000
Pre-Departure Trip Cancellation	Up To Air Ticket Cost
Post-Departure Trip Interruption	Return Air Flight Cost
Travel Delay	$100
Baggage Delay	$100

Who Is Eligible For Coverage?

A person who has arranged to take a Trip, and pays the required premium, and is a citizen or resident of the United States of America or Canada.

When Coverage Begins

All coverages (except Pre-Departure Trip Cancellation and Post-Departure Trip Interruption) will take effect on the later of 1) the date the premium has been received by AESU; 2) the date and time you start your Trip; or 3) 12:01 A.M. Standard Time on the Scheduled Departure Date of your Trip.

Pre-Departure Trip Cancellation coverage will take effect on the date your premium is received by AESU

Post-Departure Trip Interruption coverage will take effect on the Scheduled Departure Date of your Trip if the required premium payment is received.

When Coverage Ends

Your coverage automatically ends on the earlier of: 1) the date the Trip is completed; 2) the Scheduled Return Date; 3) your arrival at the return destination on a round-trip, or the destination on a one-way trip; 4) cancellation of the Trip covered by the Policy.

Termination of the policy will not affect a claim for loss that occurs after premium has been paid.

All coverages under the policy will be extended if your entire Trip is covered by the policy and your return is delayed by unavoidable circumstances beyond your control. If coverage is extended for the above reasons, coverage will end on the earlier of the date you reach your originally scheduled return destination or seven (7) days after the Scheduled Return Date.

Please see the Definitions for an explanation of Pre-Existing Conditions which are excluded under the Pre-Departure Trip Cancellation, Post-Departure Trip Interruption and Travel Delay. (Unless this exclusion is waived, see Waiver of the Pre-Existing Condition Exclusion for details)

Summary of Coverages

Accidental Death and Dismemberment

We will pay this benefit up to the amount on the Schedule if you are injured in an Accident while a passenger in or on an aircraft of a regularly scheduled airline or an air charter company that is licensed to carry passengers for hire while you are on a Trip and covered under the policy, and you suffer one of the losses listed below within 365 days of the Accident.

The Principal Sum is the benefit amount shown on the Schedule.

Loss:

Percentage of Principal Sum Payable:

Life

100%