Please note that a final claims determination is made based upon the plan provisions, and the written documentation we receive with your claim submission.
1. What happensif my flight is delayed or canceled? The Friendly Planet Travel Protection Plan protects you in several ways. If your flight is canceled due to inclement weather, mechanical breakdown or an organized labor strike, you can take a later flight and you will be reimbursed for
the cost of any unused land or water travel arrangements. Click here for complete details of this benefit. You will also be reimbursed up to $100 per day toa maximum of $500 for any
additional accommodation and travel expense if you incur a delay of 12 hours or more for a covered reason during your Trip.
Clickhere for complete details of this benefit.2. What are Pre-Existing Conditions and can a Pre-Existing Condition be covered by the Friendly Planet TravelProtection Plan? Medical conditions for which there is treatment; or a recommendation for treatment, diagnostic test or exam; or for which drugs or medicine are prescribed during the 60 day period prior to your effective date are Pre-Existing Conditions. The policy excludes your Pre-Existing Conditions and those of a Traveling Companion or an Immediate Family Member traveling with you.
Exception: Medical conditions that are treated or controlled solely with medication and remain treated or controlled without an adjustment or a change in medication during the 60 day period prior to your effective date are not considered to be Pre-Existing Conditions.
Click here for complete details about Pre-Existing Conditions.IMPORTANT! - The policy exclusion for Pre-Existing Conditions will be waived if:
- the premium for the coverage is received by Friendly Planet Travel within 7 days of the initial deposit/payment for your Trip and
- you are not disabled from travel when you pay your premium.
3. What can I do if I lose my passport or visa close to the departure dateof my Trip? Fortunately, passports and visas can often be replaced in a very short period of time. Sometimes as quickly as 24 hours. There are a number of passport service agencies who can provide this expedited service for you.
Clickhere for a passport service agency. 4. What if bad weather is predicted where I plan to travel or my Trip destination is affected by a natural disaster? Will the Friendly Planet Travel Protection Plan cover me if I cancelmy Trip? If, prior to departure or while on your Trip, your flight is canceled or your hotel or resort is damaged or closed due to bad weather (including hurricanes or other natural disasters) and the airline, hotel or resort cancels your arrangements (and cannot provide you with comparable arrangements or accommodations elsewhere), you will becovered.
5. What happensif my bags do not arrive at my destination when I do? What do I do? The Friendly Planet Travel Protection Plan covers all baggage delays of 24 hours or more during your Trip. You will be reimbursed up to $100 for personal articles you buy (such as toiletries, a change of clothing, etc.). Be sure to keep receipts for anything you purchase.
Your delayed or lost baggage will be tracked for up to one full year, if requested.
6. If I requiremedical care while on my Trip, are my medical bills covered? The policy covers medical expenses resulting from an illness or injury during your Trip. We even cover medical expenses for up to 1 year after your injury or illness. If you must be medically evacuated to another facility or home, these costs are covered as well.
Click here for complete details of this coverage. The Friendly Planet Travel Protection Plan includes a 24-hour worldwide assistance service to help you with medical or legal emergencies during your Trip.
Click here for complete details of this service. To file a claim, call the Claims Administrator, Trip Mate, at 1-800-888-7292. Their Customer Service Representatives will assist you with your claim and mail you the appropriate claim form(s).
Click here for complete details of this service. Claims may also be reported onlineand claim forms downloaded at www.tripmate.com.
8. Does theplan cover my frequent flyer miles? Frequent flyer miles are not covered if you must cancel or interrupt your Trip. If you cancel your Trip for a covered reason, you will only be reimbursed the money actuallypaid for the Trip.
If you have a specific question about the Friendly Planet Travel Protection Plan, please
contactTrip Mate.