The StudentUniverse Travel Protection Plan protects you in several ways. If you incur a delay of 12 hours or more for a covered reason during your Trip, you will be reimbursed up to $150 per day to a maximum of $750 for any additional accommodation and travel expense.  See Plan Documents for full details. 

 

 

 

Medical conditions for which there is treatment; or a recommendation for treatment, diagnostic test or exam; or for which drugs or medicine are prescribed during the 60 day period prior to your effective date are Pre-Existing Conditions. The policy excludes your Pre-Existing Conditions and those of a Traveling Companion or a Family Member traveling with you. Exception: Medical conditions that are treated or controlled solely with medication and remain treated or controlled without an adjustment or a change in medication during the 60 day period prior to your effective date are not considered to be Pre-Existing Conditions.  See Plan Documents for full details. 

IMPORTANT! - The policy exclusion for Pre-Existing Conditions will be waived if the payment for this plan is received by StudentUniverse at time of initial deposit for your Trip.

 

 

 

Fortunately, passports and visas can often be replaced in a very short period of time.  Sometimes as quickly as 24 hours.  There are a number of passport service agencies who can provide this expedited service for you.  Click here for a passport service agency.

 

 

 

The StudentUniverse Travel Protection Plan does not provide coverage if you cancel your Trip based upon what may or may not happen.

 

 

 

The StudentUniverse Travel Protection Plan covers all baggage delays of more than 24 hours during your Trip. You will be reimbursed up to $100 for personal articles you buy (such as toiletries, a change of clothing, etc.).  Be sure to keep receipts for anything you purchase.

Your delayed or lost baggage will be tracked for up to one full year, if requested.

 

 

 

The StudentUniverse Travel Protection Plan covers medical expenses resulting from an illness or injury during your Trip. If you must be medically evacuated to another facility or home, these costs are covered as well.  See Plan Documents for full details. 

 

The StudentUniverse Travel Protection Plan includes a 24-hour worldwide assistance service to help you with medical or legal emergencies during your Trip.  See Plan Documents for full details. 

 

 

 

To file a claim, call the Claims Administrator, Trip Mate, at 1-800-888-7292. Their Customer Service Representatives will assist you with your claim and mail you the appropriate claim form(s). Claims may also be reported online and claim forms downloaded at www.tripmate.com.  See Plan Documents for full details. 

 

 

 

Frequent flyer miles are not covered if you must cancel or interrupt your Trip. If you cancel your Trip for a covered reason, you will only be reimbursed the money actually paid for the Trip.

 

 

 

The StudentUniverse Travel Protection Plan does provide a benefit if you must cancel or interrupt your Trip due to a politically motivated Terrorist Incident which occurs within the territorial limits of the City listed on your itinerary. To be covered, the Terrorist Incident must occur within 30 days of your scheduled departure date.  See Plan Documents for full details.  

 

 

If you have a specific question about the StudentUniverse Travel Protection Plan, please contact Trip Mate.