Trip Mate Frequently Asked Questions


This is a brief description of the plan available for all Travel Protection Plan sales prior to September 22, 2009
for Trips Departing on or after November 1, 2009.
Frequently Asked Questions
Here are some Frequently Asked Questions about Travel Protection Plans:
Please note that a final claims determination is made based upon the plan provisions, and the written documentation we receive with your claim submission.
Index
1. What happens if my flight is delayed or canceled?
2. What are Pre-Existing Conditions and can a Pre-Existing Condition be covered by the Vantage Deluxe World Travel Protection Plan?
3. What can I do if I lose my passport or visa close to the departure date of my Trip?
4. What if bad weather is predicted where I plan to travel? Will the Vantage Deluxe World Travel Protection Plan cover me if I cancel my Trip?
5. What happens if my bags do not arrive at my destination when I do? What do I do?
6. If I require medical care while on my Trip, are my medical bills covered?
7. How do I file a claim?
Frequently Asked Questions
1. What happensif my flight is delayed or canceled?
The Vantage Deluxe World Travel Protection Plan protects you in several ways. If your flight is delayed 3 hours or more, you can take a later flight and you will be reimbursed up to a maximum of $750 for your Additional Transportation Cost to join your Trip and for the cost of any unused land or water Travel Arrangements. Click here for complete details of this benefit.

You will also be reimbursed up to $150 per day toa maximum of $750 for any additional accommodation and travel expense if you incur a delay of 12 hours or more for a covered reason during your Trip. Clickhere for complete details of this benefit.
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2. What are Pre-Existing Conditions and can a Pre-Existing Condition be covered by the Vantage Deluxe World Travel Protection Plan?
Medical conditions for which there is treatment; or a recommendation for treatment, diagnostic test or exam; or for which drugs or medicine are prescribed during the 60 day period prior to your effective date are Pre-Existing Conditions. The policy excludes your Pre-Existing Conditions and those of a Traveling Companion or a Family Member traveling with you. Exception: Medical conditions that are treated or controlled solely with medication and remain treated or controlled without an adjustment or a change in medication during the 60 day period prior to your effective date are not considered to be Pre-Existing Conditions. Click here for complete details about Pre-Existing Conditions.

IMPORTANT! - The policy exclusionfor Pre-Existing Conditions will be waived if the payment for the plan is received by Vantage Deluxe World Travel within 14 days of the initial deposit/payment for your Trip.
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3. What can I do if I lose my passport or visa close to the departure dateof my Trip?
Fortunately, passports and visas can often be replaced in a very short period of time.  Sometimes as quickly as 24 hours.  There are a number of passport service agencies who can provide this expedited service for you.  Clickhere for a passport service agency.
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4. What if bad weather is predicted where I plan to travel? Will the Vantage Deluxe World Travel Protection Plan cover me if I cancelmy Trip?
Remember, when you purchase the Travel Protection Plan, you also receive the Vantage Deluxe World Travel Cancellation Waiver Benefit that allows you to cancel your Vantage Deluxe World Travel Travel Arrangements before your scheduled departure for ANY REASON. For complete details of the Vantage Deluxe World Travel Cancellation Waiver Benefit, please click here.
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5. What happensif my bags do not arrive at my destination when I do? What do I do?
The Vantage Deluxe World Travel Protection Plan covers all baggage delays of 24 hours or more during your Trip. You will be reimbursed up to up to $250 per day (to a maximum of $500 total) for personal articles you buy (such as toiletries, a change of clothing, etc.).  Be sure to keep receipts for anything you purchase.

Your delayed or lost baggage will be tracked for up to one full year, if requested.
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6. If I requiremedical care while on my Trip, are my medical bills covered?
The Vantage Deluxe World Travel Protection Plan covers medical expenses resulting from an illness or injury during your Trip. We even cover medical expenses for up to 52 weeks after your injury or illness. If you must be medically evacuated to another facility or home, these costs are covered as well. Click here for complete details of this coverage.

The Vantage Deluxe World Travel Protection Plan includes a 24-hour worldwide assistance service to help you with medical or legal emergencies during your Trip. Click here for complete details of this service.
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7. How do I filea claim?
To file a claim, call the Claims Administrator, Trip Mate, at 1-800-888-7292, their Customer Service Representatives will assist you with your claim and mail you the appropriate claim form(s). Claims may also be reported onlineand claim forms downloaded at www.tripmate.com. Click here forcomplete details of this service.
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If you have a specific question about the Vantage Deluxe World Travel Protection Plan, please contactTrip Mate.