Trip Mate Frequently Asked Questions

Frequently Asked Questions

 

Here are some Frequently Asked Questions about Travel Protection Plans:

 
Please note that a final claims determination is made based upon the plan provisions, and the written documentation we receive with your claim submission.

Index

1. What happens if my Common Carrier is delayed or canceled?
 
2. What are Pre-Existing Conditions and can a Pre-Existing Condition be covered by the Unique Journeys Travel Protection Plan?
 
3. What can I do if I lose my passport or visa close to the departure date of my Trip?
 
4. What if bad weather is predicted where I plan to travel? Will the Unique Journeys Travel Protection Plan cover me if I cancel my Trip?
 
5. What happens if my bags do not arrive at my destination when I do? What do I do?
 
6. If I require medical care while on my Trip, are my medical bills covered?
 
7. How do I file a claim?
 
8.What happens if I lose my job and I must cancel my Trip?
 

Frequently Asked Questions

 
1. What happens if my Common Carrier is delayed or canceled?
The Unique Journeys Travel Protection Plan protects you in several ways. If your Common Carrier is delayed 3 hours or more, you may be reimbursed up to a maximum of $500 for your Additional Transportation Cost to join your Trip and for the cost of any unused land or water Travel Arrangements. See policy/certificate for full details.

You will also be reimbursed up to $100 per day to a maximum of $500 for any additional accommodation and travel expense if you incur a delay of 12 hours or more for a covered reason during your Trip. See policy/certificate for full details.
 
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2. What are Pre-Existing Conditions and can a Pre-Existing Condition be covered by the Unique Journeys Travel Protection Plan?
 
Medical conditions for which there is treatment; or a recommendation for treatment, diagnostic test or exam; or for which drugs or medicine are prescribed during the 60 day period prior to your effective date are Pre-Existing Conditions. The policy excludes your Pre-Existing Conditions and those of a Traveling Companion or a Family Member traveling with you. Exception: Medical conditions that are treated or controlled solely with medication and remain treated or controlled without an adjustment or a change in medication during the 60 day period prior to your effective date are not considered to be Pre-Existing Conditions. See policy/certificate for full details. 
 
IMPORTANT! - The policy exclusion for Pre-Existing Conditions will be waived if the payment for the plan is received by Unique Journeys with the initial deposit/payment for your Trip.
 
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3. What can I do if I lose my passport or visa close to the departure date of my Trip?
 
Fortunately, passports and visas can often be replaced in a very short period of time.  Sometimes as quickly as 24 hours.  There are a number of passport service agencies who can provide this expedited service for you.  Click here for a passport service agency.
 
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4. What if bad weather is predicted where I plan to travel? Will the Unique Journeys Travel Protection Plan cover me if I cancel my Trip?
 
Remember the Unique Journeys Pre-Departure Vacation Protection Waiver allows you to cancel your Unique Journeys Travel Arrangements up to 12:00 noon Eastern Time on last business day prior to the first services offered by Unique Journeys FOR ANY REASON. For complete details of the Unique Journeys Cancellation Waiver Benefit, see policy/certificate for full details.
 
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5. What happens if my bags do not arrive at my destination when I do? What do I do?
 
The Unique Journeys Travel Protection Plan covers all baggage delays of more than 24 hours during your Trip. You will be reimbursed up to $100 for personal articles you buy (such as toiletries, a change of clothing, etc.).  Be sure to keep receipts for anything you purchase.

Your delayed or lost baggage will be tracked for up to one full year, if requested.
 
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6. If I require medical care while on my Trip, are my medical bills covered?
 
The Unique Journeys Travel Protection Plan covers medical expenses resulting from an illness or injury during your Trip. If you must be medically evacuated to another facility or home, these costs are covered as well. See policy/certificate for full details. 

The Unique Journeys Travel Protection Plan includes a 24-hour worldwide assistance service to help you with medical or legal emergencies during your Trip. See policy/certificate for full details. 
 
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7. How do I file a claim?
 
To cancel your vacation prior to departure, contact your travel agent who will notify Unique Journeys or call 1-800-225-2550 during the business day. When filing a claim, please send any unused travel documents to: Unique Journeys, Attn: Claims Department, 500 Cummings Center, Suite 3100, Beverly, MA 01915. Business Day means Monday through Friday 9:00 AM to 5:30 PM Eastern Time. Holidays and Weekends are not business days.

To file a Part B claim, call the Claims Administrator, Trip Mate, at 1-800-888-7292, their Customer Service Representatives will assist you with your claim and mail you the appropriate claim form(s). Claims may also be reported online and claim forms downloaded at www.tripmate.com.  See policy/certificate for full details.
 
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8. What happens if I lose my job and I must cancel my Trip?
 
The Unique Journeys Travel Protection Plan provides coverage for job termination provided: 1) your job loss is the result of your involuntary termination of employment or layoff; 2) was not under your control; and 3) you must have been continuously employed with the same employer for 1 year prior to the termination or layoff.
 
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If you have a specific question about the Unique Journeys Travel Protection Plan, please contact Trip Mate.