Trip Mate ticwithTER


Travel Protection Plan
designed for Passengers of:

CIE Tours
This is a brief description of the plan available for all travel protection plan sales for Trips departing November 1, 2009 and after.
For a Printer Friendly/Acrobat version of this document, click here.

For additional Forms and State Exceptions to complete your policy/certificate
(AR, FL, ID, IL, KS, LA, ME, MS, MO, MT, NH, NY, OR, SD, TX, UT, VT, WA, WV, WI, and WY), click here.

Download Acrobat Reader

Pre-Existing Condition Exclusion Waiver
The Pre-Existing Condition Exclusion is waived if payment for this plan is received by CIE Tours within 7 days of Your initial deposit/payment for Your Trip.

Please Note: This policy may not be purchased after You have made final payment for Your Trip.


Cancel For Any Reason Waiver
When You purchase this Travel Protection Plan at the time of the initial deposit/payment for Your Trip, You also qualify for the CIE Tours Cancellation Waiver Benefit that allows You to cancel Your CIE Tours Travel Arrangements up to 3 days before Your scheduled departure for any reason.

Under this benefit, CIE Tours will refund the amount of Your cancellation penalty in CIE Tours travel certificates, with the balance of the refund made in cash or by credit card.

The travel certificates are non-refundable, valid for 12 months from date of issue (but no later than 15 months from the date Your trip was canceled) and may not be redeemed for cash. Any benefit payable under this Cancellation Waiver will be reduced by the amount of any cancellation benefits paid or payable by the CIE Tours Travel Protection Plan or any other insurance plan providing Trip Cancellation benefits.

This Cancellation Waiver Benefit does not cover the single room supplement charge that is applicable if one person cancels from a twin room, which then becomes a single room. CIE Tours requires written notice of cancellation during normal business hours. This benefit covers only those Travel Arrangements purchased from CIE Tours.

This Cancellation Waiver Benefit is provided by CIE Tours and is not an insurance benefit underwritten by United States Fire Insurance Company.


Part A - The Travel Arrangement Protection Benefits of this Part A are provided by CIE Tours.*
Schedule of Benefits - Part A
Benefit Maximum Benefit Amount
Trip Cancellation Trip Cost

* For New York Residents Only: 1) Part A Benefits are insurance benefits underwritten by United States Fire Insurance Company; and 2) The Cancel For Any Reason Waiver Benefit may be purchased separately without purchase of the Travel Protection Plan.

TRIP CANCELLATION

Trip Cancellation: Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to cover You for the unused non-refundable prepaid expenses for Travel Arrangements when You are prevented from taking Your Trip due to:
1. Death involving You or Your Traveling Companion or Your or Your Traveling Companion’s Business Partner or Your Family Member;
2. A covered Sickness or Injury involving You, Your Traveling Companion or Business Partner, or Your Family Member which necessitates Medical Treatment at the time of cancellation and results in medically imposed restrictions, as certified by a Legally Qualified Physician, which prevents Your participation in the Trip; or
3. For the Other Covered Reasons listed below;
provided such circumstances occurred after Your Effective Date.
Other Covered Reasons means:
a. You or Your Traveling Companion being hijacked, quarantined, required to serve on a jury (notice of jury duty must be received after Your Effective Date) served with a court order to appear as a witness in a legal action in which You or Your Traveling Companion is not a party (except law enforcement officers);
b. Your or Your Traveling Companion’s principal place of residence or destination being rendered uninhabitable by fire, flood, burglary or other natural disaster within 10 days of departure;
c. Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire, flood, burglary or other natural disaster and You and/or Your Traveling Companion are required to work as a result;
d. a documented theft of passports or visas;
e. a permanent transfer of employment of 250 miles or more;
f. You or Your Traveling Companion being directly involved in a traffic accident, which must be substantiated by a police report, while en route to Your scheduled point of departure;
g. Unannounced Strike that causes complete cessation of services of Your Common Carrier for at least 12 consecutive hours;
h. Inclement Weather that causes complete cessation of services of Your Common Carrier for at least 12 consecutive hours;
i. mechanical breakdown that causes complete cessation of services of Your Common Carrier for at least 12 consecutive hours;
j. You or Your Traveling Companion is in the Military and called to emergency duty for a national disaster other than war;
k. Involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;
l. A Terrorist Incident that occurs in a city listed on the itinerary of Your Trip and within 30 days prior to Your Scheduled Departure Date. Benefits are not provided if the Travel Supplier offers a substitute itinerary;
m. Revocation of Your previously granted leave or re-assignment due to war. Official written revocation/re-assignment by a supervisor or commanding officer of the appropriate branch of service will be required.
Single Supplement: Benefits will be paid, up to the Maximum Benefit Amount, for the additional cost incurred as a result of a change in the per person occupancy rate for prepaid Travel Arrangements if Your Family Member or Traveling Companion has his/her Trip delayed, canceled or interrupted for a covered reason and You do not cancel Your Trip.

These benefits will not duplicate any benefits payable under the policy or any coverage(s) attached to the policy.
Part B - The Travel Insurance Benefits of this Part B are provided by United States Fire Insurance Company.

United States Fire Insurance Company
Administrative Office: