The TOURCO Travel Protection Plan protects you in several ways. If your flight is delayed 3 hours or more, you can take a later flight and you will be reimbursed up to a maximum of $750 for your Additional Transportation Cost to join your Trip and for the cost of any unused land or water Travel Arrangements. Click here for complete details of this benefit.

You will also be reimbursed up to $150 per day toa maximum of $750 for any additional accommodation and travel expense if you incur a delay of 12 hours or more for a covered reason during your Trip. Clickhere for complete details of this benefit.

Medical conditions for which there is treatment; or a recommendation for treatment, diagnostic test or exam; or for which drugs or medicine are prescribed during the 60 day period prior to your effective date are Pre-Existing Conditions. The policy excludes your Pre-Existing Conditions and those of a Traveling Companion or a Family Member traveling with you. Exception: Medical conditions that are treated or controlled solely with medication and remain treated or controlled without an adjustment or a change in medication during the 60 day period prior to your effective date are not considered to be Pre-Existing Conditions. Click here for complete details about Pre-Existing Conditions.

IMPORTANT! - The policy exclusionfor Pre-Existing Conditions will be waived if the premium for the coverage is received by TOURCO within 14 days of the initial deposit/payment for your Trip.

Fortunately, passports and visas can often be replaced in a very short period of time.  Sometimes as quickly as 24 hours.  There are a number of passport service agencies who can provide this expedited service for you. Clickhere for a passport service agency.

The TOURCO Travel Protection Plan does not provide coverage if you cancel your Trip based upon what may or may not happen.

The TOURCO Travel Protection Plan covers all baggage delays of 24 hours or more during your Trip. You will be reimbursed up to $250 for personal articles you buy (such as toiletries, a change of clothing, etc.).  Be sure to keep receipts for anything you purchase.

Your delayed or lost baggage will be tracked for up to one full year, if requested.

The TOURCO Travel Protection Plan covers medical expenses resulting from an illness or injury during your Trip. We even cover medical expenses for up to 52 weeks after your injury or illness. If you must be medically evacuated to another facility or home, these costs are covered as well. Click here for complete details of this coverage.

The TOURCO Travel Protection Plan includes a 24-hour worldwide assistance service to help you with medical or legal emergencies during your Trip. Click here for complete details of this service.

To file a claim, call the Claims Administrator, Trip Mate, at 1-800-888-7292. Their Customer Service Representatives will assist you with your claim and mail you the appropriate claim form(s). Claims may also be reported onlineand claim forms downloaded at www.tripmate.com. Click here forcomplete details of this service.

Frequent flyer miles are not covered if you must cancel or interrupt your Trip. If you cancel your Trip for a covered reason, you will only be reimbursed the money actuallypaid for the Trip.

The TOURCO Travel Protection Plan does provide a benefit if you must cancel or interrupt your Trip due to a Terrorist Incident in your departure city or in a city which is a scheduled destination for your Trip. To be covered, the Terrorist Incident must occur within 30 days of the Scheduled Departure Date for your Trip (if your Travel Supplier offers a substitute itinerary, benefits do not apply). Clickhere for complete details of this benefit.

The TOURCO Travel Protection Plan covers Trip Cancellation or Trip Interruption due to Bankruptcy or Default (each as defined in the policy) of an airline provided: 1) the Financial Insolvency is not of the tour operator or travel agency from whom you directly purchased or paid for your Trip; 2) the Financial Insolvency occurs more than 14 days following your effective date for the Trip Cancellation Benefits; and 3) your premium is received within 14 days of the initial deposit/payment for your Trip. Click here for complete details of this benefit.

The TOURCO Travel Protection Plan provides coverage for job termination provided: 1) your job loss is the result of your involuntary termination of employment or layoff; 2) was not under your control; and 3) you must have been continuously employed with the same employer for 1 year prior to the termination or layoff.

If you have a specific question about the TOURCO Travel Protection Plan, please contactTrip Mate.