Emergencies happen when you least expect it.

Travel protection may provides coverage for trip cancellation or interruption; medical emergencies; baggage (loss, damage or delay) or travel delay and much more. Plus, many plans include 24-Hour Traveler Assistance Services provided by Generali Global Assistance to help you with emergency situations that arise during your trip.

Many travel arrangements are non-refundable, and the best airline and cruise deals usually provide few options if you must cancel your trip. Often, your personal medical insurance provides little or no coverage when traveling abroad. And, how many times has your flight been cancelled or delayed?

Trip Cancellation or Interruption

Do you want to protect your prepaid trip costs if you must cancel or interrupt your trip? Trip Cancellation and Interruption may help to protect the financial investment you’ve made in your travel arrangements against a variety of unforeseeable reasons, both medical and non-medical, that may affect you or your travel plans.

Baggage/Personal Effects Loss

Anything can happen while traveling! including losses related to your personal belongings. This can be items such as clothing, luggage or personal care products.

Medical/Dental Coverage

Does your health or dental insurance cover you away from home? Many plans offer little or no coverage for on-trip medical bills. Our plans may cover on-trip medical expenses and also provide coverage for medical transportation costs if you must be medically evacuated for appropriate care.

Travel Delay

Many of our plans include provisions to cover additional expenses incurred for meals and accommodations when you have a flight delay or cancellation, or for other covered reasons. Generally, your delay must be 8 or 12 hours or more.

Pre-Existing Medical Conditions

Many of our plans include a provision to waive the exclusion for pre-existing medical conditions. That waiver requires you to purchase your travel protection plan within a plan-specified period, such as within 14 days after you made your first payment for your travel arrangements.

Missed Connection

What happens when your layover doesn’t go as planned? Many of our plans include coverage for additional expenses incurred for alternate travel arrangements when a flight connection is missed due to reasons such as bad weather or mechanical issues.

Benefits and provisions vary between plans. To see more information on what is included in your plan, access your plan documents.